Cost of Living: Amarillo, TX vs Fort Collins, CO (2026)

Amarillo

Texas
69
VS

Fort Collins

Colorado
137

Amarillo is 50% cheaper than Fort Collins.

$1,049/mo ↓ 37%
Median Rent
$1,661/mo ↑ 58%
$62,469/yr ↓ 25%
Median Income
$83,598/yr ↑ 34%
$186,800 ↓ 66%
Home Value
$548,400 ↑ 194%
$1,074/mo ↓ 37%
Owner Costs
$1,692/mo ↑ 58%
200,945
Population
169,705

Tax Comparison

0%
Income Tax
4.4%
6.25%
State Sales Tax
2.9%
1.6%
Property Tax
0.51%

Affordability

20.2%
rent-to-income
Affordability
23.8%
rent-to-income

Detailed Comparison

When comparing Amarillo, TX and Fort Collins, CO, the overall cost of living indices are 69 and 137 respectively (national median = 100). Rent is $612/month cheaper in Amarillo, saving renters about $7,344/year.

Median household income is $21,129/year higher in Fort Collins. Home values also differ significantly — the median in Amarillo is $186,800 compared to $548,400 in Fort Collins.

Texas has no state income tax, giving Amarillo residents a significant tax advantage over Colorado's 4.4% rate.

Frequently Asked Questions

Amarillo vs Fort Collins — common questions

Is Amarillo or Fort Collins cheaper to live in?
Based on our cost index, Amarillo is cheaper to live in with an index of 69 compared to 137 (US average = 100).
What is the rent difference between Amarillo and Fort Collins?
Median rent in Amarillo is $1,049/month and in Fort Collins it's $1,661/month — a difference of $612/month.
Which city has higher income, Amarillo or Fort Collins?
Median household income is $62,469 in Amarillo and $83,598 in Fort Collins. Median household income is $21,129/year higher in Fort Collins.
How do taxes compare between Texas and Colorado?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Amarillo or Fort Collins?
It depends on your priorities. Amarillo has a cost index of 69 with median rent of $1,049/mo, while Fort Collins has a cost index of 137 with rent of $1,661/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Amarillo details → View Fort Collins details →

More Comparisons

Other cost of living comparisons for Amarillo and Fort Collins

Amarillo vs. Oxnard Amarillo vs. Tallahassee Amarillo vs. Augusta Amarillo vs. Birmingham Amarillo vs. McKinney Amarillo vs. Sunrise Manor Fort Collins vs. Lancaster Fort Collins vs. Springfield Fort Collins vs. Pembroke Pines Fort Collins vs. Palmdale Fort Collins vs. Garden Grove Fort Collins vs. Salinas