Cost of Living: Amarillo, TX vs Gainesville, FL (2026)

Amarillo

Texas
69
VS

Gainesville

Florida
81

Amarillo is 15% cheaper than Gainesville.

$1,049/mo ↓ 14%
Median Rent
$1,214/mo ↑ 16%
$62,469/yr ↑ 37%
Median Income
$45,611/yr ↓ 27%
$186,800 ↓ 21%
Home Value
$235,000 ↑ 26%
$1,074/mo ↓ 8%
Owner Costs
$1,167/mo ↑ 9%
200,945
Population
143,611

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
0.86%

Affordability

20.2%
rent-to-income
Affordability
31.9%
rent-to-income

Detailed Comparison

When comparing Amarillo, TX and Gainesville, FL, the overall cost of living indices are 69 and 81 respectively (national median = 100). Rent is $165/month cheaper in Amarillo, saving renters about $1,980/year.

Median household income is $16,858/year higher in Amarillo. Home values also differ significantly — the median in Amarillo is $186,800 compared to $235,000 in Gainesville.

Frequently Asked Questions

Amarillo vs Gainesville — common questions

Is Amarillo or Gainesville cheaper to live in?
Based on our cost index, Amarillo is cheaper to live in with an index of 69 compared to 81 (US average = 100).
What is the rent difference between Amarillo and Gainesville?
Median rent in Amarillo is $1,049/month and in Gainesville it's $1,214/month — a difference of $165/month.
Which city has higher income, Amarillo or Gainesville?
Median household income is $62,469 in Amarillo and $45,611 in Gainesville. Median household income is $16,858/year higher in Amarillo.
How do taxes compare between Texas and Florida?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Amarillo or Gainesville?
It depends on your priorities. Amarillo has a cost index of 69 with median rent of $1,049/mo, while Gainesville has a cost index of 81 with rent of $1,214/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Amarillo details → View Gainesville details →

More Comparisons

Other cost of living comparisons for Amarillo and Gainesville

Amarillo vs. Oxnard Amarillo vs. Tallahassee Amarillo vs. Augusta Amarillo vs. Birmingham Amarillo vs. McKinney Amarillo vs. Sunrise Manor Gainesville vs. Olathe Gainesville vs. Torrance Gainesville vs. McAllen Gainesville vs. Thornton Gainesville vs. Syracuse Gainesville vs. Visalia