Cost of Living: Amarillo, TX vs Montgomery, AL (2026)

Amarillo

Texas
69
VS

Montgomery

Alabama
64

Amarillo is 8% more expensive than Montgomery.

$1,049/mo ≈ Same
Median Rent
$1,059/mo ≈ Same
$62,469/yr ↑ 12%
Median Income
$55,687/yr ↓ 11%
$186,800 ↑ 26%
Home Value
$148,500 ↓ 21%
$1,074/mo ↑ 5%
Owner Costs
$1,023/mo ↓ 5%
200,945
Population
198,440

Tax Comparison

0%
Income Tax
5.0%
6.25%
State Sales Tax
4.0%
1.6%
Property Tax
0.41%

Affordability

20.2%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Amarillo, TX and Montgomery, AL, the overall cost of living indices are 69 and 64 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $6,782/year higher in Amarillo. Home values also differ significantly — the median in Amarillo is $186,800 compared to $148,500 in Montgomery.

Texas has no state income tax, giving Amarillo residents a significant tax advantage over Alabama's 5.0% rate.

Frequently Asked Questions

Amarillo vs Montgomery — common questions

Is Amarillo or Montgomery cheaper to live in?
Based on our cost index, Montgomery is cheaper to live in with an index of 64 compared to 69 (US average = 100).
What is the rent difference between Amarillo and Montgomery?
Median rent in Amarillo is $1,049/month and in Montgomery it's $1,059/month — a difference of $10/month.
Which city has higher income, Amarillo or Montgomery?
Median household income is $62,469 in Amarillo and $55,687 in Montgomery. Median household income is $6,782/year higher in Amarillo.
How do taxes compare between Texas and Alabama?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Alabama has 5.0% income tax, 4.0% sales tax, and 0.41% property tax.
Should I move to Amarillo or Montgomery?
It depends on your priorities. Amarillo has a cost index of 69 with median rent of $1,049/mo, while Montgomery has a cost index of 64 with rent of $1,059/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Amarillo details → View Montgomery details →

More Comparisons

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