Cost of Living: Amarillo, TX vs Norman, OK (2026)

Amarillo

Texas
69
VS

Norman

Oklahoma
76

Amarillo is 7% cheaper than Norman.

$1,049/mo ↓ 1%
Median Rent
$1,064/mo ↑ 1%
$62,469/yr ↓ 4%
Median Income
$65,060/yr ↑ 4%
$186,800 ↓ 22%
Home Value
$239,300 ↑ 28%
$1,074/mo ↓ 4%
Owner Costs
$1,121/mo ↑ 4%
200,945
Population
128,714

Tax Comparison

0%
Income Tax
4.75%
6.25%
Sales Tax
4.5%
1.6%
Property Tax
0.9%

Affordability

20.2%
rent-to-income
Affordability
19.6%
rent-to-income

Detailed Comparison

When comparing Amarillo, TX and Norman, OK, the overall cost of living indices are 69 and 76 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $2,591/year higher in Norman. Home values also differ significantly — the median in Amarillo is $186,800 compared to $239,300 in Norman.

Texas has no state income tax, giving Amarillo residents a significant tax advantage over Oklahoma's 4.75% rate.

Frequently Asked Questions

Amarillo vs Norman — common questions

Is Amarillo or Norman cheaper to live in?
Based on our cost index, Amarillo is cheaper to live in with an index of 69 compared to 76 (US average = 100).
What is the rent difference between Amarillo and Norman?
Median rent in Amarillo is $1,049/month and in Norman it's $1,064/month — a difference of $15/month.
Which city has higher income, Amarillo or Norman?
Median household income is $62,469 in Amarillo and $65,060 in Norman. Median household income is $2,591/year higher in Norman.
How do taxes compare between Texas and Oklahoma?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax.
Should I move to Amarillo or Norman?
It depends on your priorities. Amarillo has a cost index of 69 with median rent of $1,049/mo, while Norman has a cost index of 76 with rent of $1,064/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Amarillo details → View Norman details →