Cost of Living: Amarillo, TX vs Richmond, CA (2026)

Amarillo

Texas
69
VS

Richmond

California
161

Amarillo is 92% cheaper than Richmond.

$1,049/mo ↓ 45%
Median Rent
$1,895/mo ↑ 81%
$62,469/yr ↓ 31%
Median Income
$90,038/yr ↑ 44%
$186,800 ↓ 71%
Home Value
$650,100 ↑ 248%
$1,074/mo ↓ 47%
Owner Costs
$2,015/mo ↑ 88%
200,945
Population
115,396

Tax Comparison

0%
Income Tax
13.3%
6.25%
Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

20.2%
rent-to-income
Affordability
25.3%
rent-to-income

Detailed Comparison

When comparing Amarillo, TX and Richmond, CA, the overall cost of living indices are 69 and 161 respectively (national median = 100). Rent is $846/month cheaper in Amarillo, saving renters about $10,152/year.

Median household income is $27,569/year higher in Richmond. Home values also differ significantly — the median in Amarillo is $186,800 compared to $650,100 in Richmond.

Texas has no state income tax, giving Amarillo residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Amarillo vs Richmond — common questions

Is Amarillo or Richmond cheaper to live in?
Based on our cost index, Amarillo is cheaper to live in with an index of 69 compared to 161 (US average = 100).
What is the rent difference between Amarillo and Richmond?
Median rent in Amarillo is $1,049/month and in Richmond it's $1,895/month — a difference of $846/month.
Which city has higher income, Amarillo or Richmond?
Median household income is $62,469 in Amarillo and $90,038 in Richmond. Median household income is $27,569/year higher in Richmond.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Amarillo or Richmond?
It depends on your priorities. Amarillo has a cost index of 69 with median rent of $1,049/mo, while Richmond has a cost index of 161 with rent of $1,895/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Amarillo details → View Richmond details →