Cost of Living: Ann Arbor, MI vs Miami Gardens, FL (2026)

Ann Arbor

Michigan
121
VS

Miami Gardens

Florida
115

Ann Arbor is 5% more expensive than Miami Gardens.

$1,552/mo ↓ 9%
Median Rent
$1,709/mo ↑ 10%
$81,089/yr ↑ 33%
Median Income
$60,979/yr ↓ 25%
$435,100 ↑ 29%
Home Value
$337,200 ↓ 23%
$1,638/mo ≈ Same
Owner Costs
$1,640/mo ≈ Same
121,179
Population
111,264

Tax Comparison

4.25%
Income Tax
0%
6.0%
State Sales Tax
6.0%
1.38%
Property Tax
0.86%

Affordability

23.0%
rent-to-income
Affordability
33.6%
rent-to-income

Detailed Comparison

When comparing Ann Arbor, MI and Miami Gardens, FL, the overall cost of living indices are 121 and 115 respectively (national median = 100). Rent is $157/month cheaper in Ann Arbor, saving renters about $1,884/year.

Median household income is $20,110/year higher in Ann Arbor. Home values also differ significantly — the median in Ann Arbor is $435,100 compared to $337,200 in Miami Gardens.

Florida has no state income tax, giving Miami Gardens residents a significant tax advantage over Michigan's 4.25% rate.

Frequently Asked Questions

Ann Arbor vs Miami Gardens — common questions

Is Ann Arbor or Miami Gardens cheaper to live in?
Based on our cost index, Miami Gardens is cheaper to live in with an index of 115 compared to 121 (US average = 100).
What is the rent difference between Ann Arbor and Miami Gardens?
Median rent in Ann Arbor is $1,552/month and in Miami Gardens it's $1,709/month — a difference of $157/month.
Which city has higher income, Ann Arbor or Miami Gardens?
Median household income is $81,089 in Ann Arbor and $60,979 in Miami Gardens. Median household income is $20,110/year higher in Ann Arbor.
How do taxes compare between Michigan and Florida?
Michigan has 4.25% income tax, 6.0% sales tax, and 1.38% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Ann Arbor or Miami Gardens?
It depends on your priorities. Ann Arbor has a cost index of 121 with median rent of $1,552/mo, while Miami Gardens has a cost index of 115 with rent of $1,709/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Ann Arbor details → View Miami Gardens details →

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