Cost of Living: Arvada, CO vs Clearwater, FL (2026)

Arvada

Colorado
152
VS

Clearwater

Florida
105

Arvada is 45% more expensive than Clearwater.

$1,802/mo ↑ 17%
Median Rent
$1,539/mo ↓ 15%
$113,396/yr ↑ 76%
Median Income
$64,440/yr ↓ 43%
$600,800 ↑ 84%
Home Value
$326,100 ↓ 46%
$1,948/mo ↑ 38%
Owner Costs
$1,411/mo ↓ 28%
122,835
Population
117,075

Tax Comparison

4.4%
Income Tax
0%
2.9%
State Sales Tax
6.0%
0.51%
Property Tax
0.86%

Affordability

19.1%
rent-to-income
Affordability
28.7%
rent-to-income

Detailed Comparison

When comparing Arvada, CO and Clearwater, FL, the overall cost of living indices are 152 and 105 respectively (national median = 100). Rent is $263/month cheaper in Clearwater, saving renters about $3,156/year.

Median household income is $48,956/year higher in Arvada. Home values also differ significantly — the median in Arvada is $600,800 compared to $326,100 in Clearwater.

Florida has no state income tax, giving Clearwater residents a significant tax advantage over Colorado's 4.4% rate.

Frequently Asked Questions

Arvada vs Clearwater — common questions

Is Arvada or Clearwater cheaper to live in?
Based on our cost index, Clearwater is cheaper to live in with an index of 105 compared to 152 (US average = 100).
What is the rent difference between Arvada and Clearwater?
Median rent in Arvada is $1,802/month and in Clearwater it's $1,539/month — a difference of $263/month.
Which city has higher income, Arvada or Clearwater?
Median household income is $113,396 in Arvada and $64,440 in Clearwater. Median household income is $48,956/year higher in Arvada.
How do taxes compare between Colorado and Florida?
Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Arvada or Clearwater?
It depends on your priorities. Arvada has a cost index of 152 with median rent of $1,802/mo, while Clearwater has a cost index of 105 with rent of $1,539/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Arvada details → View Clearwater details →

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