Cost of Living: Augusta, GA vs Elgin, IL (2026)

Augusta

Georgia
67
VS

Elgin

Illinois
90

Augusta is 26% cheaper than Elgin.

$1,087/mo ↓ 14%
Median Rent
$1,260/mo ↑ 16%
$53,134/yr ↓ 40%
Median Income
$88,316/yr ↑ 66%
$162,900 ↓ 35%
Home Value
$252,400 ↑ 55%
$1,053/mo ↓ 30%
Owner Costs
$1,502/mo ↑ 43%
201,504
Population
114,106

Tax Comparison

5.49%
Income Tax
4.95%
4.0%
State Sales Tax
6.25%
0.92%
Property Tax
2.07%

Affordability

24.5%
rent-to-income
Affordability
17.1%
rent-to-income

Detailed Comparison

When comparing Augusta, GA and Elgin, IL, the overall cost of living indices are 67 and 90 respectively (national median = 100). Rent is $173/month cheaper in Augusta, saving renters about $2,076/year.

Median household income is $35,182/year higher in Elgin. Home values also differ significantly — the median in Augusta is $162,900 compared to $252,400 in Elgin.

Illinois has a lower income tax rate, making Elgin slightly more tax-friendly.

Frequently Asked Questions

Augusta vs Elgin — common questions

Is Augusta or Elgin cheaper to live in?
Based on our cost index, Augusta is cheaper to live in with an index of 67 compared to 90 (US average = 100).
What is the rent difference between Augusta and Elgin?
Median rent in Augusta is $1,087/month and in Elgin it's $1,260/month — a difference of $173/month.
Which city has higher income, Augusta or Elgin?
Median household income is $53,134 in Augusta and $88,316 in Elgin. Median household income is $35,182/year higher in Elgin.
How do taxes compare between Georgia and Illinois?
Georgia has 5.49% income tax, 4.0% sales tax, and 0.92% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Augusta or Elgin?
It depends on your priorities. Augusta has a cost index of 67 with median rent of $1,087/mo, while Elgin has a cost index of 90 with rent of $1,260/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Augusta details → View Elgin details →

More Comparisons

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