Cost of Living: Austin, TX vs Cape Coral, FL (2026)

Austin

Texas
134
VS

Cape Coral

Florida
114

Austin is 18% more expensive than Cape Coral.

$1,655/mo ↓ 5%
Median Rent
$1,751/mo ↑ 6%
$91,461/yr ↑ 20%
Median Income
$76,062/yr ↓ 17%
$512,700 ↑ 51%
Home Value
$339,200 ↓ 34%
$1,747/mo ↑ 15%
Owner Costs
$1,523/mo ↓ 13%
967,862
Population
206,387

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
0.86%

Affordability

21.7%
rent-to-income
Affordability
27.6%
rent-to-income

Detailed Comparison

When comparing Austin, TX and Cape Coral, FL, the overall cost of living indices are 134 and 114 respectively (national median = 100). Rent is $96/month cheaper in Austin, saving renters about $1,152/year.

Median household income is $15,399/year higher in Austin. Home values also differ significantly — the median in Austin is $512,700 compared to $339,200 in Cape Coral.

Frequently Asked Questions

Austin vs Cape Coral — common questions

Is Austin or Cape Coral cheaper to live in?
Based on our cost index, Cape Coral is cheaper to live in with an index of 114 compared to 134 (US average = 100).
What is the rent difference between Austin and Cape Coral?
Median rent in Austin is $1,655/month and in Cape Coral it's $1,751/month — a difference of $96/month.
Which city has higher income, Austin or Cape Coral?
Median household income is $91,461 in Austin and $76,062 in Cape Coral. Median household income is $15,399/year higher in Austin.
How do taxes compare between Texas and Florida?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Austin or Cape Coral?
It depends on your priorities. Austin has a cost index of 134 with median rent of $1,655/mo, while Cape Coral has a cost index of 114 with rent of $1,751/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Austin details → View Cape Coral details →

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