Cost of Living: Austin, TX vs Concord, CA (2026)

Austin

Texas
134
VS

Concord

California
187

Austin is 28% cheaper than Concord.

$1,655/mo ↓ 26%
Median Rent
$2,226/mo ↑ 35%
$91,461/yr ↓ 16%
Median Income
$109,195/yr ↑ 19%
$512,700 ↓ 32%
Home Value
$755,900 ↑ 47%
$1,747/mo ↓ 24%
Owner Costs
$2,284/mo ↑ 31%
967,862
Population
124,260

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

21.7%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Austin, TX and Concord, CA, the overall cost of living indices are 134 and 187 respectively (national median = 100). Rent is $571/month cheaper in Austin, saving renters about $6,852/year.

Median household income is $17,734/year higher in Concord. Home values also differ significantly — the median in Austin is $512,700 compared to $755,900 in Concord.

Texas has no state income tax, giving Austin residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Austin vs Concord — common questions

Is Austin or Concord cheaper to live in?
Based on our cost index, Austin is cheaper to live in with an index of 134 compared to 187 (US average = 100).
What is the rent difference between Austin and Concord?
Median rent in Austin is $1,655/month and in Concord it's $2,226/month — a difference of $571/month.
Which city has higher income, Austin or Concord?
Median household income is $91,461 in Austin and $109,195 in Concord. Median household income is $17,734/year higher in Concord.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Austin or Concord?
It depends on your priorities. Austin has a cost index of 134 with median rent of $1,655/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Austin details → View Concord details →

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