Cost of Living: Austin, TX vs Oxnard, CA (2026)

Austin

Texas
134
VS

Oxnard

California
159

Austin is 16% cheaper than Oxnard.

$1,655/mo ↓ 16%
Median Rent
$1,962/mo ↑ 19%
$91,461/yr ↓ 2%
Median Income
$93,372/yr ↑ 2%
$512,700 ↓ 17%
Home Value
$617,800 ↑ 20%
$1,747/mo ↓ 12%
Owner Costs
$1,976/mo ↑ 13%
967,862
Population
201,014

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

21.7%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing Austin, TX and Oxnard, CA, the overall cost of living indices are 134 and 159 respectively (national median = 100). Rent is $307/month cheaper in Austin, saving renters about $3,684/year.

Median household income is $1,911/year higher in Oxnard. Home values also differ significantly — the median in Austin is $512,700 compared to $617,800 in Oxnard.

Texas has no state income tax, giving Austin residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Austin vs Oxnard — common questions

Is Austin or Oxnard cheaper to live in?
Based on our cost index, Austin is cheaper to live in with an index of 134 compared to 159 (US average = 100).
What is the rent difference between Austin and Oxnard?
Median rent in Austin is $1,655/month and in Oxnard it's $1,962/month — a difference of $307/month.
Which city has higher income, Austin or Oxnard?
Median household income is $91,461 in Austin and $93,372 in Oxnard. Median household income is $1,911/year higher in Oxnard.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Austin or Oxnard?
It depends on your priorities. Austin has a cost index of 134 with median rent of $1,655/mo, while Oxnard has a cost index of 159 with rent of $1,962/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Austin details → View Oxnard details →

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