Cost of Living: Baltimore, MD vs Cape Coral, FL (2026)

Baltimore

Maryland
84
VS

Cape Coral

Florida
114

Baltimore is 26% cheaper than Cape Coral.

$1,290/mo ↓ 26%
Median Rent
$1,751/mo ↑ 36%
$59,623/yr ↓ 22%
Median Income
$76,062/yr ↑ 28%
$219,300 ↓ 35%
Home Value
$339,200 ↑ 55%
$1,333/mo ↓ 12%
Owner Costs
$1,523/mo ↑ 14%
577,193
Population
206,387

Tax Comparison

5.75%
Income Tax
0%
6.0%
State Sales Tax
6.0%
1.07%
Property Tax
0.86%

Affordability

26.0%
rent-to-income
Affordability
27.6%
rent-to-income

Detailed Comparison

When comparing Baltimore, MD and Cape Coral, FL, the overall cost of living indices are 84 and 114 respectively (national median = 100). Rent is $461/month cheaper in Baltimore, saving renters about $5,532/year.

Median household income is $16,439/year higher in Cape Coral. Home values also differ significantly — the median in Baltimore is $219,300 compared to $339,200 in Cape Coral.

Florida has no state income tax, giving Cape Coral residents a significant tax advantage over Maryland's 5.75% rate.

Frequently Asked Questions

Baltimore vs Cape Coral — common questions

Is Baltimore or Cape Coral cheaper to live in?
Based on our cost index, Baltimore is cheaper to live in with an index of 84 compared to 114 (US average = 100).
What is the rent difference between Baltimore and Cape Coral?
Median rent in Baltimore is $1,290/month and in Cape Coral it's $1,751/month — a difference of $461/month.
Which city has higher income, Baltimore or Cape Coral?
Median household income is $59,623 in Baltimore and $76,062 in Cape Coral. Median household income is $16,439/year higher in Cape Coral.
How do taxes compare between Maryland and Florida?
Maryland has 5.75% income tax, 6.0% sales tax, and 1.07% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Baltimore or Cape Coral?
It depends on your priorities. Baltimore has a cost index of 84 with median rent of $1,290/mo, while Cape Coral has a cost index of 114 with rent of $1,751/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Baltimore details → View Cape Coral details →

More Comparisons

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