Cost of Living: Baltimore, MD vs Carrollton, TX (2026)

Baltimore

Maryland
84
VS

Carrollton

Texas
116

Baltimore is 28% cheaper than Carrollton.

$1,290/mo ↓ 23%
Median Rent
$1,674/mo ↑ 30%
$59,623/yr ↓ 40%
Median Income
$99,115/yr ↑ 66%
$219,300 ↓ 38%
Home Value
$353,600 ↑ 61%
$1,333/mo ↓ 21%
Owner Costs
$1,689/mo ↑ 27%
577,193
Population
132,741

Tax Comparison

5.75%
Income Tax
0%
6.0%
State Sales Tax
6.25%
1.07%
Property Tax
1.6%

Affordability

26.0%
rent-to-income
Affordability
20.3%
rent-to-income

Detailed Comparison

When comparing Baltimore, MD and Carrollton, TX, the overall cost of living indices are 84 and 116 respectively (national median = 100). Rent is $384/month cheaper in Baltimore, saving renters about $4,608/year.

Median household income is $39,492/year higher in Carrollton. Home values also differ significantly — the median in Baltimore is $219,300 compared to $353,600 in Carrollton.

Texas has no state income tax, giving Carrollton residents a significant tax advantage over Maryland's 5.75% rate.

Frequently Asked Questions

Baltimore vs Carrollton — common questions

Is Baltimore or Carrollton cheaper to live in?
Based on our cost index, Baltimore is cheaper to live in with an index of 84 compared to 116 (US average = 100).
What is the rent difference between Baltimore and Carrollton?
Median rent in Baltimore is $1,290/month and in Carrollton it's $1,674/month — a difference of $384/month.
Which city has higher income, Baltimore or Carrollton?
Median household income is $59,623 in Baltimore and $99,115 in Carrollton. Median household income is $39,492/year higher in Carrollton.
How do taxes compare between Maryland and Texas?
Maryland has 5.75% income tax, 6.0% sales tax, and 1.07% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Baltimore or Carrollton?
It depends on your priorities. Baltimore has a cost index of 84 with median rent of $1,290/mo, while Carrollton has a cost index of 116 with rent of $1,674/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Baltimore details → View Carrollton details →

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