Cost of Living: Baltimore, MD vs Hayward, CA (2026)

Baltimore

Maryland
84
VS

Hayward

California
200

Baltimore is 58% cheaper than Hayward.

$1,290/mo ↓ 45%
Median Rent
$2,360/mo ↑ 83%
$59,623/yr ↓ 48%
Median Income
$113,775/yr ↑ 91%
$219,300 ↓ 73%
Home Value
$820,700 ↑ 274%
$1,333/mo ↓ 45%
Owner Costs
$2,420/mo ↑ 82%
577,193
Population
159,201

Tax Comparison

5.75%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
1.07%
Property Tax
0.71%

Affordability

26.0%
rent-to-income
Affordability
24.9%
rent-to-income

Detailed Comparison

When comparing Baltimore, MD and Hayward, CA, the overall cost of living indices are 84 and 200 respectively (national median = 100). Rent is $1,070/month cheaper in Baltimore, saving renters about $12,840/year.

Median household income is $54,152/year higher in Hayward. Home values also differ significantly — the median in Baltimore is $219,300 compared to $820,700 in Hayward.

Maryland has a lower income tax rate, making Baltimore slightly more tax-friendly.

Frequently Asked Questions

Baltimore vs Hayward — common questions

Is Baltimore or Hayward cheaper to live in?
Based on our cost index, Baltimore is cheaper to live in with an index of 84 compared to 200 (US average = 100).
What is the rent difference between Baltimore and Hayward?
Median rent in Baltimore is $1,290/month and in Hayward it's $2,360/month — a difference of $1,070/month.
Which city has higher income, Baltimore or Hayward?
Median household income is $59,623 in Baltimore and $113,775 in Hayward. Median household income is $54,152/year higher in Hayward.
How do taxes compare between Maryland and California?
Maryland has 5.75% income tax, 6.0% sales tax, and 1.07% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Baltimore or Hayward?
It depends on your priorities. Baltimore has a cost index of 84 with median rent of $1,290/mo, while Hayward has a cost index of 200 with rent of $2,360/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Baltimore details → View Hayward details →

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