Cost of Living: Baltimore, MD vs Miami Gardens, FL (2026)

Baltimore

Maryland
84
VS

Miami Gardens

Florida
115

Baltimore is 27% cheaper than Miami Gardens.

$1,290/mo ↓ 25%
Median Rent
$1,709/mo ↑ 32%
$59,623/yr ↓ 2%
Median Income
$60,979/yr ↑ 2%
$219,300 ↓ 35%
Home Value
$337,200 ↑ 54%
$1,333/mo ↓ 19%
Owner Costs
$1,640/mo ↑ 23%
577,193
Population
111,264

Tax Comparison

5.75%
Income Tax
0%
6.0%
State Sales Tax
6.0%
1.07%
Property Tax
0.86%

Affordability

26.0%
rent-to-income
Affordability
33.6%
rent-to-income

Detailed Comparison

When comparing Baltimore, MD and Miami Gardens, FL, the overall cost of living indices are 84 and 115 respectively (national median = 100). Rent is $419/month cheaper in Baltimore, saving renters about $5,028/year.

Median household income is $1,356/year higher in Miami Gardens. Home values also differ significantly — the median in Baltimore is $219,300 compared to $337,200 in Miami Gardens.

Florida has no state income tax, giving Miami Gardens residents a significant tax advantage over Maryland's 5.75% rate.

Frequently Asked Questions

Baltimore vs Miami Gardens — common questions

Is Baltimore or Miami Gardens cheaper to live in?
Based on our cost index, Baltimore is cheaper to live in with an index of 84 compared to 115 (US average = 100).
What is the rent difference between Baltimore and Miami Gardens?
Median rent in Baltimore is $1,290/month and in Miami Gardens it's $1,709/month — a difference of $419/month.
Which city has higher income, Baltimore or Miami Gardens?
Median household income is $59,623 in Baltimore and $60,979 in Miami Gardens. Median household income is $1,356/year higher in Miami Gardens.
How do taxes compare between Maryland and Florida?
Maryland has 5.75% income tax, 6.0% sales tax, and 1.07% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Baltimore or Miami Gardens?
It depends on your priorities. Baltimore has a cost index of 84 with median rent of $1,290/mo, while Miami Gardens has a cost index of 115 with rent of $1,709/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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More Comparisons

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