Cost of Living: Baltimore, MD vs Naperville, IL (2026)

Baltimore

Maryland
84
VS

Naperville

Illinois
147

Baltimore is 43% cheaper than Naperville.

$1,290/mo ↓ 30%
Median Rent
$1,852/mo ↑ 44%
$59,623/yr ↓ 60%
Median Income
$150,937/yr ↑ 153%
$219,300 ↓ 57%
Home Value
$509,900 ↑ 133%
$1,333/mo ↓ 38%
Owner Costs
$2,161/mo ↑ 62%
577,193
Population
149,424

Tax Comparison

5.75%
Income Tax
4.95%
6.0%
State Sales Tax
6.25%
1.07%
Property Tax
2.07%

Affordability

26.0%
rent-to-income
Affordability
14.7%
rent-to-income

Detailed Comparison

When comparing Baltimore, MD and Naperville, IL, the overall cost of living indices are 84 and 147 respectively (national median = 100). Rent is $562/month cheaper in Baltimore, saving renters about $6,744/year.

Median household income is $91,314/year higher in Naperville. Home values also differ significantly — the median in Baltimore is $219,300 compared to $509,900 in Naperville.

Illinois has a lower income tax rate, making Naperville slightly more tax-friendly.

Frequently Asked Questions

Baltimore vs Naperville — common questions

Is Baltimore or Naperville cheaper to live in?
Based on our cost index, Baltimore is cheaper to live in with an index of 84 compared to 147 (US average = 100).
What is the rent difference between Baltimore and Naperville?
Median rent in Baltimore is $1,290/month and in Naperville it's $1,852/month — a difference of $562/month.
Which city has higher income, Baltimore or Naperville?
Median household income is $59,623 in Baltimore and $150,937 in Naperville. Median household income is $91,314/year higher in Naperville.
How do taxes compare between Maryland and Illinois?
Maryland has 5.75% income tax, 6.0% sales tax, and 1.07% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Baltimore or Naperville?
It depends on your priorities. Baltimore has a cost index of 84 with median rent of $1,290/mo, while Naperville has a cost index of 147 with rent of $1,852/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Baltimore details → View Naperville details →

More Comparisons

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