Cost of Living: Baltimore, MD vs Oxnard, CA (2026)

Baltimore

Maryland
84
VS

Oxnard

California
159

Baltimore is 47% cheaper than Oxnard.

$1,290/mo ↓ 34%
Median Rent
$1,962/mo ↑ 52%
$59,623/yr ↓ 36%
Median Income
$93,372/yr ↑ 57%
$219,300 ↓ 65%
Home Value
$617,800 ↑ 182%
$1,333/mo ↓ 33%
Owner Costs
$1,976/mo ↑ 48%
577,193
Population
201,014

Tax Comparison

5.75%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
1.07%
Property Tax
0.71%

Affordability

26.0%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing Baltimore, MD and Oxnard, CA, the overall cost of living indices are 84 and 159 respectively (national median = 100). Rent is $672/month cheaper in Baltimore, saving renters about $8,064/year.

Median household income is $33,749/year higher in Oxnard. Home values also differ significantly — the median in Baltimore is $219,300 compared to $617,800 in Oxnard.

Maryland has a lower income tax rate, making Baltimore slightly more tax-friendly.

Frequently Asked Questions

Baltimore vs Oxnard — common questions

Is Baltimore or Oxnard cheaper to live in?
Based on our cost index, Baltimore is cheaper to live in with an index of 84 compared to 159 (US average = 100).
What is the rent difference between Baltimore and Oxnard?
Median rent in Baltimore is $1,290/month and in Oxnard it's $1,962/month — a difference of $672/month.
Which city has higher income, Baltimore or Oxnard?
Median household income is $59,623 in Baltimore and $93,372 in Oxnard. Median household income is $33,749/year higher in Oxnard.
How do taxes compare between Maryland and California?
Maryland has 5.75% income tax, 6.0% sales tax, and 1.07% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Baltimore or Oxnard?
It depends on your priorities. Baltimore has a cost index of 84 with median rent of $1,290/mo, while Oxnard has a cost index of 159 with rent of $1,962/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Baltimore details → View Oxnard details →

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