Cost of Living: Baltimore, MD vs Round Rock, TX (2026)

Baltimore

Maryland
84
VS

Round Rock

Texas
122

Baltimore is 31% cheaper than Round Rock.

$1,290/mo ↓ 25%
Median Rent
$1,713/mo ↑ 33%
$59,623/yr ↓ 39%
Median Income
$97,187/yr ↑ 63%
$219,300 ↓ 43%
Home Value
$383,700 ↑ 75%
$1,333/mo ↓ 25%
Owner Costs
$1,781/mo ↑ 34%
577,193
Population
124,288

Tax Comparison

5.75%
Income Tax
0%
6.0%
State Sales Tax
6.25%
1.07%
Property Tax
1.6%

Affordability

26.0%
rent-to-income
Affordability
21.2%
rent-to-income

Detailed Comparison

When comparing Baltimore, MD and Round Rock, TX, the overall cost of living indices are 84 and 122 respectively (national median = 100). Rent is $423/month cheaper in Baltimore, saving renters about $5,076/year.

Median household income is $37,564/year higher in Round Rock. Home values also differ significantly — the median in Baltimore is $219,300 compared to $383,700 in Round Rock.

Texas has no state income tax, giving Round Rock residents a significant tax advantage over Maryland's 5.75% rate.

Frequently Asked Questions

Baltimore vs Round Rock — common questions

Is Baltimore or Round Rock cheaper to live in?
Based on our cost index, Baltimore is cheaper to live in with an index of 84 compared to 122 (US average = 100).
What is the rent difference between Baltimore and Round Rock?
Median rent in Baltimore is $1,290/month and in Round Rock it's $1,713/month — a difference of $423/month.
Which city has higher income, Baltimore or Round Rock?
Median household income is $59,623 in Baltimore and $97,187 in Round Rock. Median household income is $37,564/year higher in Round Rock.
How do taxes compare between Maryland and Texas?
Maryland has 5.75% income tax, 6.0% sales tax, and 1.07% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Baltimore or Round Rock?
It depends on your priorities. Baltimore has a cost index of 84 with median rent of $1,290/mo, while Round Rock has a cost index of 122 with rent of $1,713/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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