Cost of Living: Baltimore, MD vs Tempe, AZ (2026)

Baltimore

Maryland
84
VS

Tempe

Arizona
120

Baltimore is 30% cheaper than Tempe.

$1,290/mo ↓ 21%
Median Rent
$1,623/mo ↑ 26%
$59,623/yr ↓ 23%
Median Income
$77,643/yr ↑ 30%
$219,300 ↓ 48%
Home Value
$421,900 ↑ 92%
$1,333/mo ↓ 14%
Owner Costs
$1,554/mo ↑ 17%
577,193
Population
186,419

Tax Comparison

5.75%
Income Tax
2.5%
6.0%
State Sales Tax
5.6%
1.07%
Property Tax
0.62%

Affordability

26.0%
rent-to-income
Affordability
25.1%
rent-to-income

Detailed Comparison

When comparing Baltimore, MD and Tempe, AZ, the overall cost of living indices are 84 and 120 respectively (national median = 100). Rent is $333/month cheaper in Baltimore, saving renters about $3,996/year.

Median household income is $18,020/year higher in Tempe. Home values also differ significantly — the median in Baltimore is $219,300 compared to $421,900 in Tempe.

Arizona has a lower income tax rate, making Tempe slightly more tax-friendly.

Frequently Asked Questions

Baltimore vs Tempe — common questions

Is Baltimore or Tempe cheaper to live in?
Based on our cost index, Baltimore is cheaper to live in with an index of 84 compared to 120 (US average = 100).
What is the rent difference between Baltimore and Tempe?
Median rent in Baltimore is $1,290/month and in Tempe it's $1,623/month — a difference of $333/month.
Which city has higher income, Baltimore or Tempe?
Median household income is $59,623 in Baltimore and $77,643 in Tempe. Median household income is $18,020/year higher in Tempe.
How do taxes compare between Maryland and Arizona?
Maryland has 5.75% income tax, 6.0% sales tax, and 1.07% property tax. Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax.
Should I move to Baltimore or Tempe?
It depends on your priorities. Baltimore has a cost index of 84 with median rent of $1,290/mo, while Tempe has a cost index of 120 with rent of $1,623/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Baltimore details → View Tempe details →

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