Cost of Living: Baltimore, MD vs Thousand Oaks, CA (2026)

Baltimore

Maryland
84
VS

Thousand Oaks

California
226

Baltimore is 63% cheaper than Thousand Oaks.

$1,290/mo ↓ 50%
Median Rent
$2,580/mo ↑ 100%
$59,623/yr ↓ 56%
Median Income
$134,367/yr ↑ 125%
$219,300 ↓ 77%
Home Value
$951,200 ↑ 334%
$1,333/mo ↓ 51%
Owner Costs
$2,726/mo ↑ 105%
577,193
Population
125,676

Tax Comparison

5.75%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
1.07%
Property Tax
0.71%

Affordability

26.0%
rent-to-income
Affordability
23.0%
rent-to-income

Detailed Comparison

When comparing Baltimore, MD and Thousand Oaks, CA, the overall cost of living indices are 84 and 226 respectively (national median = 100). Rent is $1,290/month cheaper in Baltimore, saving renters about $15,480/year.

Median household income is $74,744/year higher in Thousand Oaks. Home values also differ significantly — the median in Baltimore is $219,300 compared to $951,200 in Thousand Oaks.

Maryland has a lower income tax rate, making Baltimore slightly more tax-friendly.

Frequently Asked Questions

Baltimore vs Thousand Oaks — common questions

Is Baltimore or Thousand Oaks cheaper to live in?
Based on our cost index, Baltimore is cheaper to live in with an index of 84 compared to 226 (US average = 100).
What is the rent difference between Baltimore and Thousand Oaks?
Median rent in Baltimore is $1,290/month and in Thousand Oaks it's $2,580/month — a difference of $1,290/month.
Which city has higher income, Baltimore or Thousand Oaks?
Median household income is $59,623 in Baltimore and $134,367 in Thousand Oaks. Median household income is $74,744/year higher in Thousand Oaks.
How do taxes compare between Maryland and California?
Maryland has 5.75% income tax, 6.0% sales tax, and 1.07% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Baltimore or Thousand Oaks?
It depends on your priorities. Baltimore has a cost index of 84 with median rent of $1,290/mo, while Thousand Oaks has a cost index of 226 with rent of $2,580/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Baltimore details → View Thousand Oaks details →

More Comparisons

Other cost of living comparisons for Baltimore and Thousand Oaks

Baltimore vs. Louisville Baltimore vs. Milwaukee Baltimore vs. Memphis Baltimore vs. Albuquerque Baltimore vs. Detroit Baltimore vs. Fresno Thousand Oaks vs. Simi Valley Thousand Oaks vs. Allentown Thousand Oaks vs. Pearland Thousand Oaks vs. Palm Bay Thousand Oaks vs. Topeka Thousand Oaks vs. Meridian