Cost of Living: Billings, MT vs Miami Gardens, FL (2026)

Billings

Montana
86
VS

Miami Gardens

Florida
115

Billings is 25% cheaper than Miami Gardens.

$1,097/mo ↓ 36%
Median Rent
$1,709/mo ↑ 56%
$71,855/yr ↑ 18%
Median Income
$60,979/yr ↓ 15%
$311,800 ↓ 8%
Home Value
$337,200 ↑ 8%
$1,177/mo ↓ 28%
Owner Costs
$1,640/mo ↑ 39%
118,321
Population
111,264

Tax Comparison

6.75%
Income Tax
0%
0%
State Sales Tax
6.0%
0.74%
Property Tax
0.86%

Affordability

18.3%
rent-to-income
Affordability
33.6%
rent-to-income

Detailed Comparison

When comparing Billings, MT and Miami Gardens, FL, the overall cost of living indices are 86 and 115 respectively (national median = 100). Rent is $612/month cheaper in Billings, saving renters about $7,344/year.

Median household income is $10,876/year higher in Billings. Home values also differ significantly — the median in Billings is $311,800 compared to $337,200 in Miami Gardens.

Florida has no state income tax, giving Miami Gardens residents a significant tax advantage over Montana's 6.75% rate.

Frequently Asked Questions

Billings vs Miami Gardens — common questions

Is Billings or Miami Gardens cheaper to live in?
Based on our cost index, Billings is cheaper to live in with an index of 86 compared to 115 (US average = 100).
What is the rent difference between Billings and Miami Gardens?
Median rent in Billings is $1,097/month and in Miami Gardens it's $1,709/month — a difference of $612/month.
Which city has higher income, Billings or Miami Gardens?
Median household income is $71,855 in Billings and $60,979 in Miami Gardens. Median household income is $10,876/year higher in Billings.
How do taxes compare between Montana and Florida?
Montana has 6.75% income tax, 0% sales tax, and 0.74% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Billings or Miami Gardens?
It depends on your priorities. Billings has a cost index of 86 with median rent of $1,097/mo, while Miami Gardens has a cost index of 115 with rent of $1,709/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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More Comparisons

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