Cost of Living: Billings, MT vs Sparks, NV (2026)

Billings

Montana
86
VS

Sparks

Nevada
126

Billings is 32% cheaper than Sparks.

$1,097/mo ↓ 34%
Median Rent
$1,651/mo ↑ 51%
$71,855/yr ↓ 17%
Median Income
$86,979/yr ↑ 21%
$311,800 ↓ 32%
Home Value
$455,900 ↑ 46%
$1,177/mo ↓ 27%
Owner Costs
$1,610/mo ↑ 37%
118,321
Population
109,106

Tax Comparison

6.75%
Income Tax
0%
0%
State Sales Tax
6.85%
0.74%
Property Tax
0.53%

Affordability

18.3%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Billings, MT and Sparks, NV, the overall cost of living indices are 86 and 126 respectively (national median = 100). Rent is $554/month cheaper in Billings, saving renters about $6,648/year.

Median household income is $15,124/year higher in Sparks. Home values also differ significantly — the median in Billings is $311,800 compared to $455,900 in Sparks.

Nevada has no state income tax, giving Sparks residents a significant tax advantage over Montana's 6.75% rate.

Frequently Asked Questions

Billings vs Sparks — common questions

Is Billings or Sparks cheaper to live in?
Based on our cost index, Billings is cheaper to live in with an index of 86 compared to 126 (US average = 100).
What is the rent difference between Billings and Sparks?
Median rent in Billings is $1,097/month and in Sparks it's $1,651/month — a difference of $554/month.
Which city has higher income, Billings or Sparks?
Median household income is $71,855 in Billings and $86,979 in Sparks. Median household income is $15,124/year higher in Sparks.
How do taxes compare between Montana and Nevada?
Montana has 6.75% income tax, 0% sales tax, and 0.74% property tax. Nevada has 0% income tax, 6.85% sales tax, and 0.53% property tax.
Should I move to Billings or Sparks?
It depends on your priorities. Billings has a cost index of 86 with median rent of $1,097/mo, while Sparks has a cost index of 126 with rent of $1,651/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Billings details → View Sparks details →

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