Cost of Living: Billings, MT vs Tyler, TX (2026)

Billings

Montana
86
VS

Tyler

Texas
79

Billings is 9% more expensive than Tyler.

$1,097/mo ↓ 9%
Median Rent
$1,199/mo ↑ 9%
$71,855/yr ↑ 10%
Median Income
$65,527/yr ↓ 9%
$311,800 ↑ 44%
Home Value
$216,400 ↓ 31%
$1,177/mo ≈ Same
Owner Costs
$1,170/mo ≈ Same
118,321
Population
107,718

Tax Comparison

6.75%
Income Tax
0%
0%
State Sales Tax
6.25%
0.74%
Property Tax
1.6%

Affordability

18.3%
rent-to-income
Affordability
22.0%
rent-to-income

Detailed Comparison

When comparing Billings, MT and Tyler, TX, the overall cost of living indices are 86 and 79 respectively (national median = 100). Rent is $102/month cheaper in Billings, saving renters about $1,224/year.

Median household income is $6,328/year higher in Billings. Home values also differ significantly — the median in Billings is $311,800 compared to $216,400 in Tyler.

Texas has no state income tax, giving Tyler residents a significant tax advantage over Montana's 6.75% rate.

Frequently Asked Questions

Billings vs Tyler — common questions

Is Billings or Tyler cheaper to live in?
Based on our cost index, Tyler is cheaper to live in with an index of 79 compared to 86 (US average = 100).
What is the rent difference between Billings and Tyler?
Median rent in Billings is $1,097/month and in Tyler it's $1,199/month — a difference of $102/month.
Which city has higher income, Billings or Tyler?
Median household income is $71,855 in Billings and $65,527 in Tyler. Median household income is $6,328/year higher in Billings.
How do taxes compare between Montana and Texas?
Montana has 6.75% income tax, 0% sales tax, and 0.74% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Billings or Tyler?
It depends on your priorities. Billings has a cost index of 86 with median rent of $1,097/mo, while Tyler has a cost index of 79 with rent of $1,199/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Billings details → View Tyler details →

More Comparisons

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