Cost of Living: Billings, MT vs Westminster, CO (2026)

Billings

Montana
86
VS

Westminster

Colorado
139

Billings is 38% cheaper than Westminster.

$1,097/mo ↓ 40%
Median Rent
$1,816/mo ↑ 66%
$71,855/yr ↓ 25%
Median Income
$96,145/yr ↑ 34%
$311,800 ↓ 37%
Home Value
$497,400 ↑ 60%
$1,177/mo ↓ 36%
Owner Costs
$1,841/mo ↑ 56%
118,321
Population
115,546

Tax Comparison

6.75%
Income Tax
4.4%
0%
State Sales Tax
2.9%
0.74%
Property Tax
0.51%

Affordability

18.3%
rent-to-income
Affordability
22.7%
rent-to-income

Detailed Comparison

When comparing Billings, MT and Westminster, CO, the overall cost of living indices are 86 and 139 respectively (national median = 100). Rent is $719/month cheaper in Billings, saving renters about $8,628/year.

Median household income is $24,290/year higher in Westminster. Home values also differ significantly — the median in Billings is $311,800 compared to $497,400 in Westminster.

Colorado has a lower income tax rate, making Westminster slightly more tax-friendly.

Frequently Asked Questions

Billings vs Westminster — common questions

Is Billings or Westminster cheaper to live in?
Based on our cost index, Billings is cheaper to live in with an index of 86 compared to 139 (US average = 100).
What is the rent difference between Billings and Westminster?
Median rent in Billings is $1,097/month and in Westminster it's $1,816/month — a difference of $719/month.
Which city has higher income, Billings or Westminster?
Median household income is $71,855 in Billings and $96,145 in Westminster. Median household income is $24,290/year higher in Westminster.
How do taxes compare between Montana and Colorado?
Montana has 6.75% income tax, 0% sales tax, and 0.74% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Billings or Westminster?
It depends on your priorities. Billings has a cost index of 86 with median rent of $1,097/mo, while Westminster has a cost index of 139 with rent of $1,816/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Billings details → View Westminster details →

More Comparisons

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