Cost of Living: Boise, ID vs Modesto, CA (2026)

Boise

Idaho
112
VS

Modesto

California
120

Boise is 7% cheaper than Modesto.

$1,359/mo ↓ 16%
Median Rent
$1,609/mo ↑ 18%
$81,308/yr ↑ 4%
Median Income
$77,899/yr ↓ 4%
$456,000 ↑ 10%
Home Value
$415,600 ↓ 9%
$1,337/mo ↓ 17%
Owner Costs
$1,613/mo ↑ 21%
235,701
Population
218,614

Tax Comparison

5.8%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
0.63%
Property Tax
0.71%

Affordability

20.1%
rent-to-income
Affordability
24.8%
rent-to-income

Detailed Comparison

When comparing Boise, ID and Modesto, CA, the overall cost of living indices are 112 and 120 respectively (national median = 100). Rent is $250/month cheaper in Boise, saving renters about $3,000/year.

Median household income is $3,409/year higher in Boise. Home values also differ significantly — the median in Boise is $456,000 compared to $415,600 in Modesto.

Idaho has a lower income tax rate, making Boise slightly more tax-friendly.

Frequently Asked Questions

Boise vs Modesto — common questions

Is Boise or Modesto cheaper to live in?
Based on our cost index, Boise is cheaper to live in with an index of 112 compared to 120 (US average = 100).
What is the rent difference between Boise and Modesto?
Median rent in Boise is $1,359/month and in Modesto it's $1,609/month — a difference of $250/month.
Which city has higher income, Boise or Modesto?
Median household income is $81,308 in Boise and $77,899 in Modesto. Median household income is $3,409/year higher in Boise.
How do taxes compare between Idaho and California?
Idaho has 5.8% income tax, 6.0% sales tax, and 0.63% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Boise or Modesto?
It depends on your priorities. Boise has a cost index of 112 with median rent of $1,359/mo, while Modesto has a cost index of 120 with rent of $1,609/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Boise details → View Modesto details →

More Comparisons

Other cost of living comparisons for Boise and Modesto

Boise vs. Scottsdale Boise vs. Arlington Boise vs. Garland Boise vs. Norfolk Boise vs. Glendale Boise vs. Enterprise Modesto vs. Huntsville Modesto vs. Des Moines Modesto vs. Spring Valley Modesto vs. Fontana Modesto vs. Port St. Lucie Modesto vs. Moreno Valley