Cost of Living: Broken Arrow, OK vs Elgin, IL (2026)

Broken Arrow

Oklahoma
83
VS

Elgin

Illinois
90

Broken Arrow is 8% cheaper than Elgin.

$1,240/mo ↓ 2%
Median Rent
$1,260/mo ↑ 2%
$85,220/yr ↓ 4%
Median Income
$88,316/yr ↑ 4%
$229,300 ↓ 9%
Home Value
$252,400 ↑ 10%
$1,283/mo ↓ 15%
Owner Costs
$1,502/mo ↑ 17%
115,919
Population
114,106

Tax Comparison

4.75%
Income Tax
4.95%
4.5%
State Sales Tax
6.25%
0.9%
Property Tax
2.07%

Affordability

17.5%
rent-to-income
Affordability
17.1%
rent-to-income

Detailed Comparison

When comparing Broken Arrow, OK and Elgin, IL, the overall cost of living indices are 83 and 90 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $3,096/year higher in Elgin. Home values also differ significantly — the median in Broken Arrow is $229,300 compared to $252,400 in Elgin.

Oklahoma has a lower income tax rate, making Broken Arrow slightly more tax-friendly.

Frequently Asked Questions

Broken Arrow vs Elgin — common questions

Is Broken Arrow or Elgin cheaper to live in?
Based on our cost index, Broken Arrow is cheaper to live in with an index of 83 compared to 90 (US average = 100).
What is the rent difference between Broken Arrow and Elgin?
Median rent in Broken Arrow is $1,240/month and in Elgin it's $1,260/month — a difference of $20/month.
Which city has higher income, Broken Arrow or Elgin?
Median household income is $85,220 in Broken Arrow and $88,316 in Elgin. Median household income is $3,096/year higher in Elgin.
How do taxes compare between Oklahoma and Illinois?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Broken Arrow or Elgin?
It depends on your priorities. Broken Arrow has a cost index of 83 with median rent of $1,240/mo, while Elgin has a cost index of 90 with rent of $1,260/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Broken Arrow details → View Elgin details →

More Comparisons

Other cost of living comparisons for Broken Arrow and Elgin

Broken Arrow vs. West Jordan Broken Arrow vs. Antioch Broken Arrow vs. Brandon Broken Arrow vs. Westminster Broken Arrow vs. Evansville Broken Arrow vs. Manchester Elgin vs. Provo Elgin vs. Odessa Elgin vs. Waterbury Elgin vs. Springfield Elgin vs. Carlsbad Elgin vs. Beaumont