Cost of Living: Cape Coral, FL vs Billings, MT (2026)

Cape Coral

Florida
114
VS

Billings

Montana
86

Cape Coral is 33% more expensive than Billings.

$1,751/mo ↑ 60%
Median Rent
$1,097/mo ↓ 37%
$76,062/yr ↑ 6%
Median Income
$71,855/yr ↓ 6%
$339,200 ↑ 9%
Home Value
$311,800 ↓ 8%
$1,523/mo ↑ 29%
Owner Costs
$1,177/mo ↓ 23%
206,387
Population
118,321

Tax Comparison

0%
Income Tax
6.75%
6.0%
State Sales Tax
0%
0.86%
Property Tax
0.74%

Affordability

27.6%
rent-to-income
Affordability
18.3%
rent-to-income

Detailed Comparison

When comparing Cape Coral, FL and Billings, MT, the overall cost of living indices are 114 and 86 respectively (national median = 100). Rent is $654/month cheaper in Billings, saving renters about $7,848/year.

Median household income is $4,207/year higher in Cape Coral. Home values also differ significantly — the median in Cape Coral is $339,200 compared to $311,800 in Billings.

Florida has no state income tax, giving Cape Coral residents a significant tax advantage over Montana's 6.75% rate.

Frequently Asked Questions

Cape Coral vs Billings — common questions

Is Cape Coral or Billings cheaper to live in?
Based on our cost index, Billings is cheaper to live in with an index of 86 compared to 114 (US average = 100).
What is the rent difference between Cape Coral and Billings?
Median rent in Cape Coral is $1,751/month and in Billings it's $1,097/month — a difference of $654/month.
Which city has higher income, Cape Coral or Billings?
Median household income is $76,062 in Cape Coral and $71,855 in Billings. Median household income is $4,207/year higher in Cape Coral.
How do taxes compare between Florida and Montana?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Montana has 6.75% income tax, 0% sales tax, and 0.74% property tax.
Should I move to Cape Coral or Billings?
It depends on your priorities. Cape Coral has a cost index of 114 with median rent of $1,751/mo, while Billings has a cost index of 86 with rent of $1,097/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Cape Coral details → View Billings details →

More Comparisons

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