Cost of Living: Cape Coral, FL vs Fargo, ND (2026)

Cape Coral

Florida
114
VS

Fargo

North Dakota
73

Cape Coral is 56% more expensive than Fargo.

$1,751/mo ↑ 91%
Median Rent
$916/mo ↓ 48%
$76,062/yr ↑ 15%
Median Income
$66,029/yr ↓ 13%
$339,200 ↑ 26%
Home Value
$269,800 ↓ 20%
$1,523/mo ↑ 53%
Owner Costs
$997/mo ↓ 35%
206,387
Population
129,064

Tax Comparison

0%
Income Tax
2.5%
6.0%
State Sales Tax
5.0%
0.86%
Property Tax
0.98%

Affordability

27.6%
rent-to-income
Affordability
16.6%
rent-to-income

Detailed Comparison

When comparing Cape Coral, FL and Fargo, ND, the overall cost of living indices are 114 and 73 respectively (national median = 100). Rent is $835/month cheaper in Fargo, saving renters about $10,020/year.

Median household income is $10,033/year higher in Cape Coral. Home values also differ significantly — the median in Cape Coral is $339,200 compared to $269,800 in Fargo.

Florida has no state income tax, giving Cape Coral residents a significant tax advantage over North Dakota's 2.5% rate.

Frequently Asked Questions

Cape Coral vs Fargo — common questions

Is Cape Coral or Fargo cheaper to live in?
Based on our cost index, Fargo is cheaper to live in with an index of 73 compared to 114 (US average = 100).
What is the rent difference between Cape Coral and Fargo?
Median rent in Cape Coral is $1,751/month and in Fargo it's $916/month — a difference of $835/month.
Which city has higher income, Cape Coral or Fargo?
Median household income is $76,062 in Cape Coral and $66,029 in Fargo. Median household income is $10,033/year higher in Cape Coral.
How do taxes compare between Florida and North Dakota?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. North Dakota has 2.5% income tax, 5.0% sales tax, and 0.98% property tax.
Should I move to Cape Coral or Fargo?
It depends on your priorities. Cape Coral has a cost index of 114 with median rent of $1,751/mo, while Fargo has a cost index of 73 with rent of $916/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Cape Coral details → View Fargo details →

More Comparisons

Other cost of living comparisons for Cape Coral and Fargo

Cape Coral vs. Yonkers Cape Coral vs. Worcester Cape Coral vs. Fayetteville Cape Coral vs. Columbus Cape Coral vs. Rochester Cape Coral vs. Salt Lake City Fargo vs. Santa Clara Fargo vs. Norman Fargo vs. Carrollton Fargo vs. Lewisville Fargo vs. New Haven Fargo vs. Lehigh Acres