Cost of Living: Cape Coral, FL vs Fort Collins, CO (2026)

Cape Coral

Florida
114
VS

Fort Collins

Colorado
137

Cape Coral is 17% cheaper than Fort Collins.

$1,751/mo ↑ 5%
Median Rent
$1,661/mo ↓ 5%
$76,062/yr ↓ 9%
Median Income
$83,598/yr ↑ 10%
$339,200 ↓ 38%
Home Value
$548,400 ↑ 62%
$1,523/mo ↓ 10%
Owner Costs
$1,692/mo ↑ 11%
206,387
Population
169,705

Tax Comparison

0%
Income Tax
4.4%
6.0%
State Sales Tax
2.9%
0.86%
Property Tax
0.51%

Affordability

27.6%
rent-to-income
Affordability
23.8%
rent-to-income

Detailed Comparison

When comparing Cape Coral, FL and Fort Collins, CO, the overall cost of living indices are 114 and 137 respectively (national median = 100). Rent is $90/month cheaper in Fort Collins, saving renters about $1,080/year.

Median household income is $7,536/year higher in Fort Collins. Home values also differ significantly — the median in Cape Coral is $339,200 compared to $548,400 in Fort Collins.

Florida has no state income tax, giving Cape Coral residents a significant tax advantage over Colorado's 4.4% rate.

Frequently Asked Questions

Cape Coral vs Fort Collins — common questions

Is Cape Coral or Fort Collins cheaper to live in?
Based on our cost index, Cape Coral is cheaper to live in with an index of 114 compared to 137 (US average = 100).
What is the rent difference between Cape Coral and Fort Collins?
Median rent in Cape Coral is $1,751/month and in Fort Collins it's $1,661/month — a difference of $90/month.
Which city has higher income, Cape Coral or Fort Collins?
Median household income is $76,062 in Cape Coral and $83,598 in Fort Collins. Median household income is $7,536/year higher in Fort Collins.
How do taxes compare between Florida and Colorado?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Cape Coral or Fort Collins?
It depends on your priorities. Cape Coral has a cost index of 114 with median rent of $1,751/mo, while Fort Collins has a cost index of 137 with rent of $1,661/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Cape Coral details → View Fort Collins details →

More Comparisons

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