Cost of Living: Cape Coral, FL vs Knoxville, TN (2026)

Cape Coral

Florida
114
VS

Knoxville

Tennessee
74

Cape Coral is 54% more expensive than Knoxville.

$1,751/mo ↑ 57%
Median Rent
$1,116/mo ↓ 36%
$76,062/yr ↑ 49%
Median Income
$50,994/yr ↓ 33%
$339,200 ↑ 59%
Home Value
$214,000 ↓ 37%
$1,523/mo ↑ 42%
Owner Costs
$1,075/mo ↓ 29%
206,387
Population
193,721

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
7.0%
0.86%
Property Tax
0.64%

Affordability

27.6%
rent-to-income
Affordability
26.3%
rent-to-income

Detailed Comparison

When comparing Cape Coral, FL and Knoxville, TN, the overall cost of living indices are 114 and 74 respectively (national median = 100). Rent is $635/month cheaper in Knoxville, saving renters about $7,620/year.

Median household income is $25,068/year higher in Cape Coral. Home values also differ significantly — the median in Cape Coral is $339,200 compared to $214,000 in Knoxville.

Frequently Asked Questions

Cape Coral vs Knoxville — common questions

Is Cape Coral or Knoxville cheaper to live in?
Based on our cost index, Knoxville is cheaper to live in with an index of 74 compared to 114 (US average = 100).
What is the rent difference between Cape Coral and Knoxville?
Median rent in Cape Coral is $1,751/month and in Knoxville it's $1,116/month — a difference of $635/month.
Which city has higher income, Cape Coral or Knoxville?
Median household income is $76,062 in Cape Coral and $50,994 in Knoxville. Median household income is $25,068/year higher in Cape Coral.
How do taxes compare between Florida and Tennessee?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax.
Should I move to Cape Coral or Knoxville?
It depends on your priorities. Cape Coral has a cost index of 114 with median rent of $1,751/mo, while Knoxville has a cost index of 74 with rent of $1,116/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Cape Coral details → View Knoxville details →

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