Cost of Living: Cape Coral, FL vs Lafayette, LA (2026)

Cape Coral

Florida
114
VS

Lafayette

Louisiana
77

Cape Coral is 48% more expensive than Lafayette.

$1,751/mo ↑ 64%
Median Rent
$1,065/mo ↓ 39%
$76,062/yr ↑ 24%
Median Income
$61,454/yr ↓ 19%
$339,200 ↑ 35%
Home Value
$251,300 ↓ 26%
$1,523/mo ↑ 44%
Owner Costs
$1,057/mo ↓ 31%
206,387
Population
121,537

Tax Comparison

0%
Income Tax
4.25%
6.0%
State Sales Tax
4.45%
0.86%
Property Tax
0.55%

Affordability

27.6%
rent-to-income
Affordability
20.8%
rent-to-income

Detailed Comparison

When comparing Cape Coral, FL and Lafayette, LA, the overall cost of living indices are 114 and 77 respectively (national median = 100). Rent is $686/month cheaper in Lafayette, saving renters about $8,232/year.

Median household income is $14,608/year higher in Cape Coral. Home values also differ significantly — the median in Cape Coral is $339,200 compared to $251,300 in Lafayette.

Florida has no state income tax, giving Cape Coral residents a significant tax advantage over Louisiana's 4.25% rate.

Frequently Asked Questions

Cape Coral vs Lafayette — common questions

Is Cape Coral or Lafayette cheaper to live in?
Based on our cost index, Lafayette is cheaper to live in with an index of 77 compared to 114 (US average = 100).
What is the rent difference between Cape Coral and Lafayette?
Median rent in Cape Coral is $1,751/month and in Lafayette it's $1,065/month — a difference of $686/month.
Which city has higher income, Cape Coral or Lafayette?
Median household income is $76,062 in Cape Coral and $61,454 in Lafayette. Median household income is $14,608/year higher in Cape Coral.
How do taxes compare between Florida and Louisiana?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Louisiana has 4.25% income tax, 4.45% sales tax, and 0.55% property tax.
Should I move to Cape Coral or Lafayette?
It depends on your priorities. Cape Coral has a cost index of 114 with median rent of $1,751/mo, while Lafayette has a cost index of 77 with rent of $1,065/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Cape Coral details → View Lafayette details →

More Comparisons

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