Cost of Living: Cape Coral, FL vs Las Cruces, NM (2026)

Cape Coral

Florida
114
VS

Las Cruces

New Mexico
68

Cape Coral is 68% more expensive than Las Cruces.

$1,751/mo ↑ 85%
Median Rent
$946/mo ↓ 46%
$76,062/yr ↑ 38%
Median Income
$55,176/yr ↓ 27%
$339,200 ↑ 56%
Home Value
$217,400 ↓ 36%
$1,523/mo ↑ 56%
Owner Costs
$974/mo ↓ 36%
206,387
Population
112,612

Tax Comparison

0%
Income Tax
5.9%
6.0%
State Sales Tax
5.0%
0.86%
Property Tax
0.67%

Affordability

27.6%
rent-to-income
Affordability
20.6%
rent-to-income

Detailed Comparison

When comparing Cape Coral, FL and Las Cruces, NM, the overall cost of living indices are 114 and 68 respectively (national median = 100). Rent is $805/month cheaper in Las Cruces, saving renters about $9,660/year.

Median household income is $20,886/year higher in Cape Coral. Home values also differ significantly — the median in Cape Coral is $339,200 compared to $217,400 in Las Cruces.

Florida has no state income tax, giving Cape Coral residents a significant tax advantage over New Mexico's 5.9% rate.

Frequently Asked Questions

Cape Coral vs Las Cruces — common questions

Is Cape Coral or Las Cruces cheaper to live in?
Based on our cost index, Las Cruces is cheaper to live in with an index of 68 compared to 114 (US average = 100).
What is the rent difference between Cape Coral and Las Cruces?
Median rent in Cape Coral is $1,751/month and in Las Cruces it's $946/month — a difference of $805/month.
Which city has higher income, Cape Coral or Las Cruces?
Median household income is $76,062 in Cape Coral and $55,176 in Las Cruces. Median household income is $20,886/year higher in Cape Coral.
How do taxes compare between Florida and New Mexico?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. New Mexico has 5.9% income tax, 5.0% sales tax, and 0.67% property tax.
Should I move to Cape Coral or Las Cruces?
It depends on your priorities. Cape Coral has a cost index of 114 with median rent of $1,751/mo, while Las Cruces has a cost index of 68 with rent of $946/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Cape Coral details → View Las Cruces details →

More Comparisons

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