Cost of Living: Cape Coral, FL vs Lowell, MA (2026)

Cape Coral

Florida
114
VS

Lowell

Massachusetts
119

Cape Coral is 4% cheaper than Lowell.

$1,751/mo ↑ 9%
Median Rent
$1,603/mo ↓ 8%
$76,062/yr ≈ Same
Median Income
$76,205/yr ≈ Same
$339,200 ↓ 14%
Home Value
$395,100 ↑ 16%
$1,523/mo ↓ 9%
Owner Costs
$1,672/mo ↑ 10%
206,387
Population
114,799

Tax Comparison

0%
Income Tax
9.0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.15%

Affordability

27.6%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing Cape Coral, FL and Lowell, MA, the overall cost of living indices are 114 and 119 respectively (national median = 100). Rent is $148/month cheaper in Lowell, saving renters about $1,776/year.

Median household income is $143/year higher in Lowell. Home values also differ significantly — the median in Cape Coral is $339,200 compared to $395,100 in Lowell.

Florida has no state income tax, giving Cape Coral residents a significant tax advantage over Massachusetts's 9.0% rate.

Frequently Asked Questions

Cape Coral vs Lowell — common questions

Is Cape Coral or Lowell cheaper to live in?
Based on our cost index, Cape Coral is cheaper to live in with an index of 114 compared to 119 (US average = 100).
What is the rent difference between Cape Coral and Lowell?
Median rent in Cape Coral is $1,751/month and in Lowell it's $1,603/month — a difference of $148/month.
Which city has higher income, Cape Coral or Lowell?
Median household income is $76,062 in Cape Coral and $76,205 in Lowell. Median household income is $143/year higher in Lowell.
How do taxes compare between Florida and Massachusetts?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Cape Coral or Lowell?
It depends on your priorities. Cape Coral has a cost index of 114 with median rent of $1,751/mo, while Lowell has a cost index of 119 with rent of $1,603/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Cape Coral details → View Lowell details →

More Comparisons

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