Cost of Living: Cape Coral, FL vs Naperville, IL (2026)

Cape Coral

Florida
114
VS

Naperville

Illinois
147

Cape Coral is 22% cheaper than Naperville.

$1,751/mo ↓ 5%
Median Rent
$1,852/mo ↑ 6%
$76,062/yr ↓ 50%
Median Income
$150,937/yr ↑ 98%
$339,200 ↓ 33%
Home Value
$509,900 ↑ 50%
$1,523/mo ↓ 30%
Owner Costs
$2,161/mo ↑ 42%
206,387
Population
149,424

Tax Comparison

0%
Income Tax
4.95%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
2.07%

Affordability

27.6%
rent-to-income
Affordability
14.7%
rent-to-income

Detailed Comparison

When comparing Cape Coral, FL and Naperville, IL, the overall cost of living indices are 114 and 147 respectively (national median = 100). Rent is $101/month cheaper in Cape Coral, saving renters about $1,212/year.

Median household income is $74,875/year higher in Naperville. Home values also differ significantly — the median in Cape Coral is $339,200 compared to $509,900 in Naperville.

Florida has no state income tax, giving Cape Coral residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Cape Coral vs Naperville — common questions

Is Cape Coral or Naperville cheaper to live in?
Based on our cost index, Cape Coral is cheaper to live in with an index of 114 compared to 147 (US average = 100).
What is the rent difference between Cape Coral and Naperville?
Median rent in Cape Coral is $1,751/month and in Naperville it's $1,852/month — a difference of $101/month.
Which city has higher income, Cape Coral or Naperville?
Median household income is $76,062 in Cape Coral and $150,937 in Naperville. Median household income is $74,875/year higher in Naperville.
How do taxes compare between Florida and Illinois?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Cape Coral or Naperville?
It depends on your priorities. Cape Coral has a cost index of 114 with median rent of $1,751/mo, while Naperville has a cost index of 147 with rent of $1,852/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Cape Coral details → View Naperville details →

More Comparisons

Other cost of living comparisons for Cape Coral and Naperville

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