Cost of Living: Cape Coral, FL vs Ontario, CA (2026)

Cape Coral

Florida
114
VS

Ontario

California
152

Cape Coral is 25% cheaper than Ontario.

$1,751/mo ↓ 9%
Median Rent
$1,916/mo ↑ 9%
$76,062/yr ↓ 8%
Median Income
$82,806/yr ↑ 9%
$339,200 ↓ 40%
Home Value
$568,000 ↑ 67%
$1,523/mo ↓ 23%
Owner Costs
$1,967/mo ↑ 29%
206,387
Population
178,347

Tax Comparison

0%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
0.86%
Property Tax
0.71%

Affordability

27.6%
rent-to-income
Affordability
27.8%
rent-to-income

Detailed Comparison

When comparing Cape Coral, FL and Ontario, CA, the overall cost of living indices are 114 and 152 respectively (national median = 100). Rent is $165/month cheaper in Cape Coral, saving renters about $1,980/year.

Median household income is $6,744/year higher in Ontario. Home values also differ significantly — the median in Cape Coral is $339,200 compared to $568,000 in Ontario.

Florida has no state income tax, giving Cape Coral residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Cape Coral vs Ontario — common questions

Is Cape Coral or Ontario cheaper to live in?
Based on our cost index, Cape Coral is cheaper to live in with an index of 114 compared to 152 (US average = 100).
What is the rent difference between Cape Coral and Ontario?
Median rent in Cape Coral is $1,751/month and in Ontario it's $1,916/month — a difference of $165/month.
Which city has higher income, Cape Coral or Ontario?
Median household income is $76,062 in Cape Coral and $82,806 in Ontario. Median household income is $6,744/year higher in Ontario.
How do taxes compare between Florida and California?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Cape Coral or Ontario?
It depends on your priorities. Cape Coral has a cost index of 114 with median rent of $1,751/mo, while Ontario has a cost index of 152 with rent of $1,916/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Cape Coral details → View Ontario details →

More Comparisons

Other cost of living comparisons for Cape Coral and Ontario

Cape Coral vs. Yonkers Cape Coral vs. Worcester Cape Coral vs. Fayetteville Cape Coral vs. Columbus Cape Coral vs. Rochester Cape Coral vs. Salt Lake City Ontario vs. Aurora Ontario vs. Eugene Ontario vs. Chattanooga Ontario vs. Elk Grove Ontario vs. Fort Lauderdale Ontario vs. Santa Rosa