Cost of Living: Cape Coral, FL vs Pearland, TX (2026)

Cape Coral

Florida
114
VS

Pearland

Texas
121

Cape Coral is 6% cheaper than Pearland.

$1,751/mo ≈ Same
Median Rent
$1,759/mo ≈ Same
$76,062/yr ↓ 32%
Median Income
$112,470/yr ↑ 48%
$339,200 ↑ 3%
Home Value
$330,900 ↓ 2%
$1,523/mo ↓ 22%
Owner Costs
$1,962/mo ↑ 29%
206,387
Population
125,983

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.6%

Affordability

27.6%
rent-to-income
Affordability
18.8%
rent-to-income

Detailed Comparison

When comparing Cape Coral, FL and Pearland, TX, the overall cost of living indices are 114 and 121 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $36,408/year higher in Pearland. Home values also differ significantly — the median in Cape Coral is $339,200 compared to $330,900 in Pearland.

Frequently Asked Questions

Cape Coral vs Pearland — common questions

Is Cape Coral or Pearland cheaper to live in?
Based on our cost index, Cape Coral is cheaper to live in with an index of 114 compared to 121 (US average = 100).
What is the rent difference between Cape Coral and Pearland?
Median rent in Cape Coral is $1,751/month and in Pearland it's $1,759/month — a difference of $8/month.
Which city has higher income, Cape Coral or Pearland?
Median household income is $76,062 in Cape Coral and $112,470 in Pearland. Median household income is $36,408/year higher in Pearland.
How do taxes compare between Florida and Texas?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Cape Coral or Pearland?
It depends on your priorities. Cape Coral has a cost index of 114 with median rent of $1,751/mo, while Pearland has a cost index of 121 with rent of $1,759/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Cape Coral details → View Pearland details →

More Comparisons

Other cost of living comparisons for Cape Coral and Pearland

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