Cost of Living: Cape Coral, FL vs Richardson, TX (2026)

Cape Coral

Florida
114
VS

Richardson

Texas
128

Cape Coral is 11% cheaper than Richardson.

$1,751/mo ↓ 4%
Median Rent
$1,825/mo ↑ 4%
$76,062/yr ↓ 21%
Median Income
$96,257/yr ↑ 27%
$339,200 ↓ 16%
Home Value
$405,600 ↑ 20%
$1,523/mo ↓ 15%
Owner Costs
$1,796/mo ↑ 18%
206,387
Population
118,269

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.6%

Affordability

27.6%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Cape Coral, FL and Richardson, TX, the overall cost of living indices are 114 and 128 respectively (national median = 100). Rent is $74/month cheaper in Cape Coral, saving renters about $888/year.

Median household income is $20,195/year higher in Richardson. Home values also differ significantly — the median in Cape Coral is $339,200 compared to $405,600 in Richardson.

Frequently Asked Questions

Cape Coral vs Richardson — common questions

Is Cape Coral or Richardson cheaper to live in?
Based on our cost index, Cape Coral is cheaper to live in with an index of 114 compared to 128 (US average = 100).
What is the rent difference between Cape Coral and Richardson?
Median rent in Cape Coral is $1,751/month and in Richardson it's $1,825/month — a difference of $74/month.
Which city has higher income, Cape Coral or Richardson?
Median household income is $76,062 in Cape Coral and $96,257 in Richardson. Median household income is $20,195/year higher in Richardson.
How do taxes compare between Florida and Texas?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Cape Coral or Richardson?
It depends on your priorities. Cape Coral has a cost index of 114 with median rent of $1,751/mo, while Richardson has a cost index of 128 with rent of $1,825/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Cape Coral details → View Richardson details →

More Comparisons

Other cost of living comparisons for Cape Coral and Richardson

Cape Coral vs. Yonkers Cape Coral vs. Worcester Cape Coral vs. Fayetteville Cape Coral vs. Columbus Cape Coral vs. Rochester Cape Coral vs. Salt Lake City Richardson vs. Billings Richardson vs. Cambridge Richardson vs. Wilmington Richardson vs. North Charleston Richardson vs. Spring Hill Richardson vs. Clearwater