Cost of Living: Cape Coral, FL vs Rochester, MN (2026)

Cape Coral

Florida
114
VS

Rochester

Minnesota
93

Cape Coral is 23% more expensive than Rochester.

$1,751/mo ↑ 33%
Median Rent
$1,316/mo ↓ 25%
$76,062/yr ↓ 13%
Median Income
$87,767/yr ↑ 15%
$339,200 ↑ 18%
Home Value
$287,500 ↓ 15%
$1,523/mo ↑ 14%
Owner Costs
$1,332/mo ↓ 13%
206,387
Population
121,638

Tax Comparison

0%
Income Tax
9.85%
6.0%
State Sales Tax
6.875%
0.86%
Property Tax
1.11%

Affordability

27.6%
rent-to-income
Affordability
18.0%
rent-to-income

Detailed Comparison

When comparing Cape Coral, FL and Rochester, MN, the overall cost of living indices are 114 and 93 respectively (national median = 100). Rent is $435/month cheaper in Rochester, saving renters about $5,220/year.

Median household income is $11,705/year higher in Rochester. Home values also differ significantly — the median in Cape Coral is $339,200 compared to $287,500 in Rochester.

Florida has no state income tax, giving Cape Coral residents a significant tax advantage over Minnesota's 9.85% rate.

Frequently Asked Questions

Cape Coral vs Rochester — common questions

Is Cape Coral or Rochester cheaper to live in?
Based on our cost index, Rochester is cheaper to live in with an index of 93 compared to 114 (US average = 100).
What is the rent difference between Cape Coral and Rochester?
Median rent in Cape Coral is $1,751/month and in Rochester it's $1,316/month — a difference of $435/month.
Which city has higher income, Cape Coral or Rochester?
Median household income is $76,062 in Cape Coral and $87,767 in Rochester. Median household income is $11,705/year higher in Rochester.
How do taxes compare between Florida and Minnesota?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax.
Should I move to Cape Coral or Rochester?
It depends on your priorities. Cape Coral has a cost index of 114 with median rent of $1,751/mo, while Rochester has a cost index of 93 with rent of $1,316/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Cape Coral details → View Rochester details →

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