Cost of Living: Cape Coral, FL vs Thousand Oaks, CA (2026)

Cape Coral

Florida
114
VS

Thousand Oaks

California
226

Cape Coral is 50% cheaper than Thousand Oaks.

$1,751/mo ↓ 32%
Median Rent
$2,580/mo ↑ 47%
$76,062/yr ↓ 43%
Median Income
$134,367/yr ↑ 77%
$339,200 ↓ 64%
Home Value
$951,200 ↑ 180%
$1,523/mo ↓ 44%
Owner Costs
$2,726/mo ↑ 79%
206,387
Population
125,676

Tax Comparison

0%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
0.86%
Property Tax
0.71%

Affordability

27.6%
rent-to-income
Affordability
23.0%
rent-to-income

Detailed Comparison

When comparing Cape Coral, FL and Thousand Oaks, CA, the overall cost of living indices are 114 and 226 respectively (national median = 100). Rent is $829/month cheaper in Cape Coral, saving renters about $9,948/year.

Median household income is $58,305/year higher in Thousand Oaks. Home values also differ significantly — the median in Cape Coral is $339,200 compared to $951,200 in Thousand Oaks.

Florida has no state income tax, giving Cape Coral residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Cape Coral vs Thousand Oaks — common questions

Is Cape Coral or Thousand Oaks cheaper to live in?
Based on our cost index, Cape Coral is cheaper to live in with an index of 114 compared to 226 (US average = 100).
What is the rent difference between Cape Coral and Thousand Oaks?
Median rent in Cape Coral is $1,751/month and in Thousand Oaks it's $2,580/month — a difference of $829/month.
Which city has higher income, Cape Coral or Thousand Oaks?
Median household income is $76,062 in Cape Coral and $134,367 in Thousand Oaks. Median household income is $58,305/year higher in Thousand Oaks.
How do taxes compare between Florida and California?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Cape Coral or Thousand Oaks?
It depends on your priorities. Cape Coral has a cost index of 114 with median rent of $1,751/mo, while Thousand Oaks has a cost index of 226 with rent of $2,580/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Cape Coral details → View Thousand Oaks details →

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