Cost of Living: Carrollton, TX vs Cambridge, MA (2026)

Carrollton

Texas
116
VS

Cambridge

Massachusetts
239

Carrollton is 51% cheaper than Cambridge.

$1,674/mo ↓ 39%
Median Rent
$2,742/mo ↑ 64%
$99,115/yr ↓ 22%
Median Income
$126,469/yr ↑ 28%
$353,600 ↓ 66%
Home Value
$1,040,500 ↑ 194%
$1,689/mo ↓ 36%
Owner Costs
$2,634/mo ↑ 56%
132,741
Population
117,794

Tax Comparison

0%
Income Tax
9.0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.15%

Affordability

20.3%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Carrollton, TX and Cambridge, MA, the overall cost of living indices are 116 and 239 respectively (national median = 100). Rent is $1,068/month cheaper in Carrollton, saving renters about $12,816/year.

Median household income is $27,354/year higher in Cambridge. Home values also differ significantly — the median in Carrollton is $353,600 compared to $1,040,500 in Cambridge.

Texas has no state income tax, giving Carrollton residents a significant tax advantage over Massachusetts's 9.0% rate.

Frequently Asked Questions

Carrollton vs Cambridge — common questions

Is Carrollton or Cambridge cheaper to live in?
Based on our cost index, Carrollton is cheaper to live in with an index of 116 compared to 239 (US average = 100).
What is the rent difference between Carrollton and Cambridge?
Median rent in Carrollton is $1,674/month and in Cambridge it's $2,742/month — a difference of $1,068/month.
Which city has higher income, Carrollton or Cambridge?
Median household income is $99,115 in Carrollton and $126,469 in Cambridge. Median household income is $27,354/year higher in Cambridge.
How do taxes compare between Texas and Massachusetts?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Carrollton or Cambridge?
It depends on your priorities. Carrollton has a cost index of 116 with median rent of $1,674/mo, while Cambridge has a cost index of 239 with rent of $2,742/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Carrollton details → View Cambridge details →

More Comparisons

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