Cost of Living: Carrollton, TX vs Palm Bay, FL (2026)

Carrollton

Texas
116
VS

Palm Bay

Florida
91

Carrollton is 27% more expensive than Palm Bay.

$1,674/mo ↑ 13%
Median Rent
$1,487/mo ↓ 11%
$99,115/yr ↑ 47%
Median Income
$67,521/yr ↓ 32%
$353,600 ↑ 43%
Home Value
$248,000 ↓ 30%
$1,689/mo ↑ 40%
Owner Costs
$1,203/mo ↓ 29%
132,741
Population
125,273

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
0.86%

Affordability

20.3%
rent-to-income
Affordability
26.4%
rent-to-income

Detailed Comparison

When comparing Carrollton, TX and Palm Bay, FL, the overall cost of living indices are 116 and 91 respectively (national median = 100). Rent is $187/month cheaper in Palm Bay, saving renters about $2,244/year.

Median household income is $31,594/year higher in Carrollton. Home values also differ significantly — the median in Carrollton is $353,600 compared to $248,000 in Palm Bay.

Frequently Asked Questions

Carrollton vs Palm Bay — common questions

Is Carrollton or Palm Bay cheaper to live in?
Based on our cost index, Palm Bay is cheaper to live in with an index of 91 compared to 116 (US average = 100).
What is the rent difference between Carrollton and Palm Bay?
Median rent in Carrollton is $1,674/month and in Palm Bay it's $1,487/month — a difference of $187/month.
Which city has higher income, Carrollton or Palm Bay?
Median household income is $99,115 in Carrollton and $67,521 in Palm Bay. Median household income is $31,594/year higher in Carrollton.
How do taxes compare between Texas and Florida?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Carrollton or Palm Bay?
It depends on your priorities. Carrollton has a cost index of 116 with median rent of $1,674/mo, while Palm Bay has a cost index of 91 with rent of $1,487/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Carrollton details → View Palm Bay details →

More Comparisons

Other cost of living comparisons for Carrollton and Palm Bay

Carrollton vs. New Haven Carrollton vs. Santa Clara Carrollton vs. Sterling Heights Carrollton vs. Fargo Carrollton vs. Coral Springs Carrollton vs. Norman Palm Bay vs. Allentown Palm Bay vs. Meridian Palm Bay vs. Thousand Oaks Palm Bay vs. Vallejo Palm Bay vs. Simi Valley Palm Bay vs. Round Rock