Cost of Living: Carrollton, TX vs Richardson, TX (2026)

Carrollton

Texas
116
VS

Richardson

Texas
128

Carrollton is 9% cheaper than Richardson.

$1,674/mo ↓ 8%
Median Rent
$1,825/mo ↑ 9%
$99,115/yr ↑ 3%
Median Income
$96,257/yr ↓ 3%
$353,600 ↓ 13%
Home Value
$405,600 ↑ 15%
$1,689/mo ↓ 6%
Owner Costs
$1,796/mo ↑ 6%
132,741
Population
118,269

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

20.3%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Carrollton, TX and Richardson, TX, the overall cost of living indices are 116 and 128 respectively (national median = 100). Rent is $151/month cheaper in Carrollton, saving renters about $1,812/year.

Median household income is $2,858/year higher in Carrollton. Home values also differ significantly — the median in Carrollton is $353,600 compared to $405,600 in Richardson.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

Carrollton vs Richardson — common questions

Is Carrollton or Richardson cheaper to live in?
Based on our cost index, Carrollton is cheaper to live in with an index of 116 compared to 128 (US average = 100).
What is the rent difference between Carrollton and Richardson?
Median rent in Carrollton is $1,674/month and in Richardson it's $1,825/month — a difference of $151/month.
Which city has higher income, Carrollton or Richardson?
Median household income is $99,115 in Carrollton and $96,257 in Richardson. Median household income is $2,858/year higher in Carrollton.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Carrollton or Richardson?
It depends on your priorities. Carrollton has a cost index of 116 with median rent of $1,674/mo, while Richardson has a cost index of 128 with rent of $1,825/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Carrollton details → View Richardson details →

More Comparisons

Other cost of living comparisons for Carrollton and Richardson

Carrollton vs. New Haven Carrollton vs. Santa Clara Carrollton vs. Sterling Heights Carrollton vs. Fargo Carrollton vs. Coral Springs Carrollton vs. Norman Richardson vs. Billings Richardson vs. Cambridge Richardson vs. Wilmington Richardson vs. North Charleston Richardson vs. Spring Hill Richardson vs. Clearwater