Cost of Living: Carrollton, TX vs Richmond, CA (2026)

Carrollton

Texas
116
VS

Richmond

California
161

Carrollton is 28% cheaper than Richmond.

$1,674/mo ↓ 12%
Median Rent
$1,895/mo ↑ 13%
$99,115/yr ↑ 10%
Median Income
$90,038/yr ↓ 9%
$353,600 ↓ 46%
Home Value
$650,100 ↑ 84%
$1,689/mo ↓ 16%
Owner Costs
$2,015/mo ↑ 19%
132,741
Population
115,396

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

20.3%
rent-to-income
Affordability
25.3%
rent-to-income

Detailed Comparison

When comparing Carrollton, TX and Richmond, CA, the overall cost of living indices are 116 and 161 respectively (national median = 100). Rent is $221/month cheaper in Carrollton, saving renters about $2,652/year.

Median household income is $9,077/year higher in Carrollton. Home values also differ significantly — the median in Carrollton is $353,600 compared to $650,100 in Richmond.

Texas has no state income tax, giving Carrollton residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Carrollton vs Richmond — common questions

Is Carrollton or Richmond cheaper to live in?
Based on our cost index, Carrollton is cheaper to live in with an index of 116 compared to 161 (US average = 100).
What is the rent difference between Carrollton and Richmond?
Median rent in Carrollton is $1,674/month and in Richmond it's $1,895/month — a difference of $221/month.
Which city has higher income, Carrollton or Richmond?
Median household income is $99,115 in Carrollton and $90,038 in Richmond. Median household income is $9,077/year higher in Carrollton.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Carrollton or Richmond?
It depends on your priorities. Carrollton has a cost index of 116 with median rent of $1,674/mo, while Richmond has a cost index of 161 with rent of $1,895/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Carrollton details → View Richmond details →

More Comparisons

Other cost of living comparisons for Carrollton and Richmond

Carrollton vs. New Haven Carrollton vs. Santa Clara Carrollton vs. Sterling Heights Carrollton vs. Fargo Carrollton vs. Coral Springs Carrollton vs. Norman Richmond vs. Manchester Richmond vs. High Point Richmond vs. Westminster Richmond vs. League City Richmond vs. Antioch Richmond vs. Lowell