Cost of Living: Carrollton, TX vs Rochester, MN (2026)

Carrollton

Texas
116
VS

Rochester

Minnesota
93

Carrollton is 25% more expensive than Rochester.

$1,674/mo ↑ 27%
Median Rent
$1,316/mo ↓ 21%
$99,115/yr ↑ 13%
Median Income
$87,767/yr ↓ 11%
$353,600 ↑ 23%
Home Value
$287,500 ↓ 19%
$1,689/mo ↑ 27%
Owner Costs
$1,332/mo ↓ 21%
132,741
Population
121,638

Tax Comparison

0%
Income Tax
9.85%
6.25%
State Sales Tax
6.875%
1.6%
Property Tax
1.11%

Affordability

20.3%
rent-to-income
Affordability
18.0%
rent-to-income

Detailed Comparison

When comparing Carrollton, TX and Rochester, MN, the overall cost of living indices are 116 and 93 respectively (national median = 100). Rent is $358/month cheaper in Rochester, saving renters about $4,296/year.

Median household income is $11,348/year higher in Carrollton. Home values also differ significantly — the median in Carrollton is $353,600 compared to $287,500 in Rochester.

Texas has no state income tax, giving Carrollton residents a significant tax advantage over Minnesota's 9.85% rate.

Frequently Asked Questions

Carrollton vs Rochester — common questions

Is Carrollton or Rochester cheaper to live in?
Based on our cost index, Rochester is cheaper to live in with an index of 93 compared to 116 (US average = 100).
What is the rent difference between Carrollton and Rochester?
Median rent in Carrollton is $1,674/month and in Rochester it's $1,316/month — a difference of $358/month.
Which city has higher income, Carrollton or Rochester?
Median household income is $99,115 in Carrollton and $87,767 in Rochester. Median household income is $11,348/year higher in Carrollton.
How do taxes compare between Texas and Minnesota?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax.
Should I move to Carrollton or Rochester?
It depends on your priorities. Carrollton has a cost index of 116 with median rent of $1,674/mo, while Rochester has a cost index of 93 with rent of $1,316/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Carrollton details → View Rochester details →

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