Cost of Living: Carrollton, TX vs Springfield, IL (2026)

Carrollton

Texas
116
VS

Springfield

Illinois
61

Carrollton is 90% more expensive than Springfield.

$1,674/mo ↑ 77%
Median Rent
$945/mo ↓ 44%
$99,115/yr ↑ 51%
Median Income
$65,537/yr ↓ 34%
$353,600 ↑ 128%
Home Value
$155,200 ↓ 56%
$1,689/mo ↑ 73%
Owner Costs
$974/mo ↓ 42%
132,741
Population
113,714

Tax Comparison

0%
Income Tax
4.95%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
2.07%

Affordability

20.3%
rent-to-income
Affordability
17.3%
rent-to-income

Detailed Comparison

When comparing Carrollton, TX and Springfield, IL, the overall cost of living indices are 116 and 61 respectively (national median = 100). Rent is $729/month cheaper in Springfield, saving renters about $8,748/year.

Median household income is $33,578/year higher in Carrollton. Home values also differ significantly — the median in Carrollton is $353,600 compared to $155,200 in Springfield.

Texas has no state income tax, giving Carrollton residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Carrollton vs Springfield — common questions

Is Carrollton or Springfield cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 61 compared to 116 (US average = 100).
What is the rent difference between Carrollton and Springfield?
Median rent in Carrollton is $1,674/month and in Springfield it's $945/month — a difference of $729/month.
Which city has higher income, Carrollton or Springfield?
Median household income is $99,115 in Carrollton and $65,537 in Springfield. Median household income is $33,578/year higher in Carrollton.
How do taxes compare between Texas and Illinois?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Carrollton or Springfield?
It depends on your priorities. Carrollton has a cost index of 116 with median rent of $1,674/mo, while Springfield has a cost index of 61 with rent of $945/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Carrollton details → View Springfield details →

More Comparisons

Other cost of living comparisons for Carrollton and Springfield

Carrollton vs. New Haven Carrollton vs. Santa Clara Carrollton vs. Sterling Heights Carrollton vs. Fargo Carrollton vs. Coral Springs Carrollton vs. Norman Springfield vs. Odessa Springfield vs. Beaumont Springfield vs. Elgin Springfield vs. Gresham Springfield vs. Provo Springfield vs. Las Cruces