Cost of Living: Carrollton, TX vs Waterbury, CT (2026)

Carrollton

Texas
116
VS

Waterbury

Connecticut
76

Carrollton is 53% more expensive than Waterbury.

$1,674/mo ↑ 42%
Median Rent
$1,180/mo ↓ 30%
$99,115/yr ↑ 92%
Median Income
$51,642/yr ↓ 48%
$353,600 ↑ 91%
Home Value
$185,400 ↓ 48%
$1,689/mo ↑ 33%
Owner Costs
$1,273/mo ↓ 25%
132,741
Population
114,356

Tax Comparison

0%
Income Tax
6.99%
6.25%
State Sales Tax
6.35%
1.6%
Property Tax
2.15%

Affordability

20.3%
rent-to-income
Affordability
27.4%
rent-to-income

Detailed Comparison

When comparing Carrollton, TX and Waterbury, CT, the overall cost of living indices are 116 and 76 respectively (national median = 100). Rent is $494/month cheaper in Waterbury, saving renters about $5,928/year.

Median household income is $47,473/year higher in Carrollton. Home values also differ significantly — the median in Carrollton is $353,600 compared to $185,400 in Waterbury.

Texas has no state income tax, giving Carrollton residents a significant tax advantage over Connecticut's 6.99% rate.

Frequently Asked Questions

Carrollton vs Waterbury — common questions

Is Carrollton or Waterbury cheaper to live in?
Based on our cost index, Waterbury is cheaper to live in with an index of 76 compared to 116 (US average = 100).
What is the rent difference between Carrollton and Waterbury?
Median rent in Carrollton is $1,674/month and in Waterbury it's $1,180/month — a difference of $494/month.
Which city has higher income, Carrollton or Waterbury?
Median household income is $99,115 in Carrollton and $51,642 in Waterbury. Median household income is $47,473/year higher in Carrollton.
How do taxes compare between Texas and Connecticut?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Connecticut has 6.99% income tax, 6.35% sales tax, and 2.15% property tax.
Should I move to Carrollton or Waterbury?
It depends on your priorities. Carrollton has a cost index of 116 with median rent of $1,674/mo, while Waterbury has a cost index of 76 with rent of $1,180/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Carrollton details → View Waterbury details →

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