Cost of Living: Cary, NC vs Downey, CA (2026)

Cary

North Carolina
135
VS

Downey

California
169

Cary is 20% cheaper than Downey.

$1,621/mo ↓ 14%
Median Rent
$1,892/mo ↑ 17%
$129,399/yr ↑ 48%
Median Income
$87,400/yr ↓ 32%
$525,200 ↓ 28%
Home Value
$728,500 ↑ 39%
$1,744/mo ↓ 13%
Owner Costs
$1,997/mo ↑ 15%
176,686
Population
111,793

Tax Comparison

4.5%
Income Tax
13.3%
4.75%
State Sales Tax
7.25%
0.8%
Property Tax
0.71%

Affordability

15.0%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Cary, NC and Downey, CA, the overall cost of living indices are 135 and 169 respectively (national median = 100). Rent is $271/month cheaper in Cary, saving renters about $3,252/year.

Median household income is $41,999/year higher in Cary. Home values also differ significantly — the median in Cary is $525,200 compared to $728,500 in Downey.

North Carolina has a lower income tax rate, making Cary slightly more tax-friendly.

Frequently Asked Questions

Cary vs Downey — common questions

Is Cary or Downey cheaper to live in?
Based on our cost index, Cary is cheaper to live in with an index of 135 compared to 169 (US average = 100).
What is the rent difference between Cary and Downey?
Median rent in Cary is $1,621/month and in Downey it's $1,892/month — a difference of $271/month.
Which city has higher income, Cary or Downey?
Median household income is $129,399 in Cary and $87,400 in Downey. Median household income is $41,999/year higher in Cary.
How do taxes compare between North Carolina and California?
North Carolina has 4.5% income tax, 4.75% sales tax, and 0.8% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Cary or Downey?
It depends on your priorities. Cary has a cost index of 135 with median rent of $1,621/mo, while Downey has a cost index of 169 with rent of $1,892/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Cary details → View Downey details →

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