Cost of Living: Cary, NC vs Spring Hill, FL (2026)

Cary

North Carolina
135
VS

Spring Hill

Florida
85

Cary is 59% more expensive than Spring Hill.

$1,621/mo ↑ 25%
Median Rent
$1,301/mo ↓ 20%
$129,399/yr ↑ 94%
Median Income
$66,557/yr ↓ 49%
$525,200 ↑ 111%
Home Value
$248,400 ↓ 53%
$1,744/mo ↑ 51%
Owner Costs
$1,153/mo ↓ 34%
176,686
Population
118,814

Tax Comparison

4.5%
Income Tax
0%
4.75%
State Sales Tax
6.0%
0.8%
Property Tax
0.86%

Affordability

15.0%
rent-to-income
Affordability
23.5%
rent-to-income

Detailed Comparison

When comparing Cary, NC and Spring Hill, FL, the overall cost of living indices are 135 and 85 respectively (national median = 100). Rent is $320/month cheaper in Spring Hill, saving renters about $3,840/year.

Median household income is $62,842/year higher in Cary. Home values also differ significantly — the median in Cary is $525,200 compared to $248,400 in Spring Hill.

Florida has no state income tax, giving Spring Hill residents a significant tax advantage over North Carolina's 4.5% rate.

Frequently Asked Questions

Cary vs Spring Hill — common questions

Is Cary or Spring Hill cheaper to live in?
Based on our cost index, Spring Hill is cheaper to live in with an index of 85 compared to 135 (US average = 100).
What is the rent difference between Cary and Spring Hill?
Median rent in Cary is $1,621/month and in Spring Hill it's $1,301/month — a difference of $320/month.
Which city has higher income, Cary or Spring Hill?
Median household income is $129,399 in Cary and $66,557 in Spring Hill. Median household income is $62,842/year higher in Cary.
How do taxes compare between North Carolina and Florida?
North Carolina has 4.5% income tax, 4.75% sales tax, and 0.8% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Cary or Spring Hill?
It depends on your priorities. Cary has a cost index of 135 with median rent of $1,621/mo, while Spring Hill has a cost index of 85 with rent of $1,301/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Cary details → View Spring Hill details →

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