Cost of Living: Chandler, AZ vs Garland, TX (2026)

Chandler

Arizona
134
VS

Garland

Texas
96

Chandler is 40% more expensive than Garland.

$1,806/mo ↑ 18%
Median Rent
$1,525/mo ↓ 16%
$103,691/yr ↑ 39%
Median Income
$74,717/yr ↓ 28%
$469,800 ↑ 89%
Home Value
$248,900 ↓ 47%
$1,743/mo ↑ 21%
Owner Costs
$1,445/mo ↓ 17%
278,123
Population
245,298

Tax Comparison

2.5%
Income Tax
0%
5.6%
State Sales Tax
6.25%
0.62%
Property Tax
1.6%

Affordability

20.9%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Chandler, AZ and Garland, TX, the overall cost of living indices are 134 and 96 respectively (national median = 100). Rent is $281/month cheaper in Garland, saving renters about $3,372/year.

Median household income is $28,974/year higher in Chandler. Home values also differ significantly — the median in Chandler is $469,800 compared to $248,900 in Garland.

Texas has no state income tax, giving Garland residents a significant tax advantage over Arizona's 2.5% rate.

Frequently Asked Questions

Chandler vs Garland — common questions

Is Chandler or Garland cheaper to live in?
Based on our cost index, Garland is cheaper to live in with an index of 96 compared to 134 (US average = 100).
What is the rent difference between Chandler and Garland?
Median rent in Chandler is $1,806/month and in Garland it's $1,525/month — a difference of $281/month.
Which city has higher income, Chandler or Garland?
Median household income is $103,691 in Chandler and $74,717 in Garland. Median household income is $28,974/year higher in Chandler.
How do taxes compare between Arizona and Texas?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Chandler or Garland?
It depends on your priorities. Chandler has a cost index of 134 with median rent of $1,806/mo, while Garland has a cost index of 96 with rent of $1,525/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chandler details → View Garland details →

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