Cost of Living: Chandler, AZ vs McKinney, TX (2026)

Chandler

Arizona
134
VS

McKinney

Texas
138

Chandler is 3% cheaper than McKinney.

$1,806/mo ↓ 2%
Median Rent
$1,841/mo ↑ 2%
$103,691/yr ↓ 14%
Median Income
$120,273/yr ↑ 16%
$469,800 ↑ 7%
Home Value
$439,500 ↓ 6%
$1,743/mo ↓ 17%
Owner Costs
$2,101/mo ↑ 21%
278,123
Population
202,314

Tax Comparison

2.5%
Income Tax
0%
5.6%
State Sales Tax
6.25%
0.62%
Property Tax
1.6%

Affordability

20.9%
rent-to-income
Affordability
18.4%
rent-to-income

Detailed Comparison

When comparing Chandler, AZ and McKinney, TX, the overall cost of living indices are 134 and 138 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $16,582/year higher in McKinney. Home values also differ significantly — the median in Chandler is $469,800 compared to $439,500 in McKinney.

Texas has no state income tax, giving McKinney residents a significant tax advantage over Arizona's 2.5% rate.

Frequently Asked Questions

Chandler vs McKinney — common questions

Is Chandler or McKinney cheaper to live in?
Based on our cost index, Chandler is cheaper to live in with an index of 134 compared to 138 (US average = 100).
What is the rent difference between Chandler and McKinney?
Median rent in Chandler is $1,806/month and in McKinney it's $1,841/month — a difference of $35/month.
Which city has higher income, Chandler or McKinney?
Median household income is $103,691 in Chandler and $120,273 in McKinney. Median household income is $16,582/year higher in McKinney.
How do taxes compare between Arizona and Texas?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Chandler or McKinney?
It depends on your priorities. Chandler has a cost index of 134 with median rent of $1,806/mo, while McKinney has a cost index of 138 with rent of $1,841/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chandler details → View McKinney details →

More Comparisons

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Chandler vs. Plano Chandler vs. Buffalo Chandler vs. Durham Chandler vs. Madison Chandler vs. Anchorage Chandler vs. Chula Vista McKinney vs. Little Rock McKinney vs. Augusta McKinney vs. Salt Lake City McKinney vs. Oxnard McKinney vs. Columbus McKinney vs. Amarillo